Senior Accident & Health Underwriter, VIC
Chubb is a world leader in insurance operating in 54 countries. As an underwriting company, we assess, assume and manage risk with insight and discipline.
Your Role
The primary purpose of this role is to assist in the development and accomplishment of goals established for profit, growth, service and producer relations for all classes of business. Contributes to staff development by serving as a technical resource and higher level of underwriting authority for less experienced members of the department / trainees.
Responsibilities
* Follows established guidelines and within the scope of delegated authority, determines acceptability of new lines and renewals.
* Utilises appropriate endorsements and applies adequate pricing structure.
* Consults with manager on risks exceeding delegated authority.
* Maintains awareness of claim activity with assigned book and communicates with adjusters as needed.
* Monitors underwriting results and premium and loss trends.
* Oversees underwriting judgement and authority of less experienced members of staff.
* Analyses and monitors quality, volume and mix of business for assigned producers.
* Reviews performance reports, enforces accounts, and makes quality‐control recommendations.
* Visits producers and insureds alone and with senior staff in order to communicate department philosophy and increase market share.
* Increases producer's awareness of appetite, products and advantages through product presentations.
* Participates in joint travel with other underwriting departments. When appropriate, participates in department presentations to prospective producers.
* Establishes and maintains a travel program with less experienced staff to assist in the development of marketing techniques.
* Actively participates in business development activities, including drafting and distribution of market letters to key producers.
* Looks for solutions to unique underwriting situations.
* Understands pricing techniques.
* Understands account servicing costs.
* Has a working knowledge of alternative risk transfer.
* Understands development of reserves by individual case and by book of business.
* Has a working knowledge of the key accounts in the Branch.
* Understands the underwriting appetites of other departments and how those relate to interdepartmental accounts.
* Makes recommendations for tailoring coverage and manuscripting policies.
* Is familiar with the products and services of key competitors.
* Is comfortable with a wide range of negotiation techniques.
* Has demonstrated ability to work well with people and influence decisions.
* Has demonstrated ability to effectively train entry level underwriters and to orient new experienced hires.
Benefits
Chubb is committed to equal employment and celebrates individual differences by creating a workplace environment in which everyone feels welcomed, respected, and valued. Some additional benefits include a flexible working approach via our 'My One Thing' initiative, education assistance, dress for your day every Friday, promotion of health and wellness (including discounted health insurance, daily breakfast and fresh fruit), and the option to enrol in the Chubb Limited discounted stock purchasing scheme.
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