* Great communication skills and attention to detail
* Highly motivated and looking for an opportunity to grow and learn
* Enjoy working in a collaborative team environment
See yourself in our team
Capital Structuring consists of customer-centric product specialists who partner with relationship bankers to originate, structure, execute, and monitor lending and leasing facilities. We provide comprehensive end-to-end product and pricing infrastructure supported by a disciplined governance approach, enabling us to manage financial and non-financial portfolio risks.
Credit Portfolio Management (CPM) is responsible for optimizing and actively managing IB&M’s balance sheet and capital, as well as supporting the pricing and origination of non-retail lending across the Group. Active Portfolio Management involves distributing risk from the portfolio to the bank, investor, and insurance markets, as well as adding risk through secondary loan markets where there is an appropriate return on capital.
Do work that matters
You will be responsible for providing information and insights about the IB&M credit portfolio to senior management and other stakeholders in CBA to support the optimisation of capital allocation in the portfolio. This will include
o Extracting, preparing, manipulating, and analysing data from relevant CBA databases
o Producing regular data extracts and reports for various stakeholders across IB&M on risk-return pricing metrics, capital, Funding, liquidity and credit risk commitments
o Responding to ongoing business requests for specific analytics and reporting in support of strategy development including industry sector and country analysis
o Assisting with Active Portfolio Management activities through loan hold/sale analysis
o Supporting team priorities related to optimising capital allocations and returns across the IB&M credit portfolio
o Conducting cost of funding analysis for the IB&M portfolio and specific loans in the portfolio
o Identifying opportunities for process automation and efficiency improvements in portfolio analytics
o Providing support to IB&M bankers when they are pricing loan transactions
We value team members who are highly motivated, hard-working, and passionate about learning banking. This role will appeal to candidates with solid analytical, problem-solving, and communication skills. Candidates with strong technical analytical skills will be well regarded.
Required Skills:
o Ability to extract, manipulate, and analyse data from various sources
o Experience with SAS, SQL, Excel
o Experience with Tableau or other data visualization tools
o General knowledge of lending, leasing, contingent liability, and derivative products
o Understanding of risk-adjusted return framework is preferred
o Excellent analytical and numerical skills with strong attention to detail
o Excellent communication skills and the ability to work and learn in a team environment
Advantageous Skills:
o Familiarity with Python or R for advanced data analysis and automation is a plus
o Understanding of APRA regulatory frameworks and Basel capital requirements
o Strong business acumen with the ability to translate data insights into actionable recommendations
o Experience working in a fast-paced, data-driven environment with multiple stakeholders
o Demonstrated initiative in identifying and solving complex problems independently
As the successful applicant, you will be rewarded with a structured career path within the Institutional Banking and Markets business, offering a competitive market salary, annual performance incentives, and a flexible working environment.
If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.
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Advertising End Date: 23/06/2025 #J-18808-Ljbffr