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Commercial underwriter

Melbourne
Liberty
Posted: 21 May
Offer description

At Liberty, we don't just think outside the box — we deliver results that change lives. For nearly three decades, we've been redefining lending in Australia with flexible solutions that empower people to achieve their goals. Performance is in our DNA. We believe financial freedom should be accessible to everyone, and we've proven it by helping more than 900,000 customers secure home, business, personal, car, commercial, and SMSF loans.

We are a collaborative and social community that pride ourselves on being values driven. We base our vision of being the leading finance group that champions free thinking on FLAIR, our five key values that guide us to always be Fair, Learning, Accountable, Invested and Resourceful. These values inform everything we do, from how we look at the world, engage with our customers and treat each other.

About the role

As a Commercial Underwriter, you'll be responsible for assessing and approving commercial loan applications in line with Liberty's credit policies, regulatory requirements, and risk framework. You'll play a key role in ensuring accurate and timely settlements, maintaining high-quality documentation, and supporting our business partners with exceptional service.

This role is ideal for someone who thrives in a fast-paced, agile environment and is passionate about delivering operational excellence. You'll collaborate closely with internal teams and external stakeholders to ensure smooth loan processing, while also contributing to a culture of continuous improvement, compliance, and customer focus.

Key Responsibilities
* Assess commercial/SMSF loan applications in line with Liberty's credit policies and relevant legislation.
* Make credit decisions within your delegated authority and escalade exceptions appropriately.
* Maintain high-quality electronic files that exceed audit expectations.
* Collaborate with colleagues to enhance team performance and cross-functional relationships.
About you
* Experience in commercial credit assessment/lending/SMSF.
* Strong understanding of lending policies, risk frameworks, and compliance obligations.
* Excellent attention to detail and organisational skills.
* A proactive, solutions-focused mindset with a passion for continuous improvement.
* Strong communication skills and a collaborative approach.

At Liberty, we celebrate people bringing their most genuine and authentic selves to work and we're incredibly proud of the diverse and inclusive culture we've built. We're living this commitment through our gender equality, disability, LGBTQIA+, mental health and religious and cultural initiatives. As we work towards helping people get financial, we acknowledge and value the contribution of indigenous Australians, Torres Strait Islanders and other cultural minority communities.

We strive for diversity and inclusion within our workforce and deliver a number of initiatives for our community. We are proud to be endorsed by Work180 and a certified B Corporation.

Benefits
* Wellness perks including free counselling, yoga and meditation classes, flu vaccinations, health-checks, massages, private health and gym subsidies
* Social events: monthly themed lunches and events, EOY and EOFY parties, Corporate casual dress
* Community groups such as our Internal Pride Network (LGBTQIA+), Women in Leadership, Green Stars (environmental enthusiasts) and more
* Opportunity to give back to the community with our Lend-A-Hand initiatives
* Fantastic growth and career progression opportunities with access to online development courses
* Daily coffee, fruit, constant snacks available anytime

Liberty is an equal opportunity employer. We encourage applications from all people, regardless of race, gender, religion, age, sexual orientation, gender identity or disability.

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