As a critical decision-maker, you will be responsible for assessing and finalizing credit applications.
This role is part of the Chief Operating Office (COO) which drives technology and operations across every aspect of CommBank. The COO is undergoing a transformation agenda to simplify, standardize, and automate end-to-end processes to deliver intuitive customer experiences.
The Retail Credit Decisioning (RCD) team supports and advises all retail points of sale, ensuring timely and efficient credit risk decisions in line with the Bank's risk appetite statement.
In this role, you will work closely with the RCD team to deliver quality credit decisions, adhering to guidelines and policies while maintaining excellent customer service.
* Ensure thorough understanding of Group Risk framework and practices, applying them to support operational teams.
* Comply with delegated authorities, internal, and external compliance requirements, including adherence to government and governing body policies.
* Act within the Group Risk framework of CBA.
* Manage financial and business costs directly involved, adhering to guidelines and directions.
For success in this role, you will need:
* Industry-related tertiary qualifications as an advantage.
* Personal Credit Underwriting Authority to make informed credit decisions.
* Experience working in a retail credit environment.
* Knowledge of Bank's home loan origination process, including CommSee Home Loans (CHL), CommSee Top Ups (CTU), and CommSee Home Loan Maintenance (CHLM).
* Strong understanding of Bank's credit policy and its application.
* Capability in assessing complex company deals with full financial assessments.
We offer flexible working arrangements to balance work and personal life. At least half your time each month should be spent connecting in office. Talk to us about how these arrangements can work in the role you're interested in.