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Development finance commercial credit manager

Sydney
Pepper Money ANZ
Credit Manager
Posted: 4 September
Offer description

Development Finance Commercial Credit Manager

Join to apply for the Development Finance Commercial Credit Manager role at Pepper Money ANZ

We're seeking an experienced and commercially astute Commercial Credit Manager – Property Development to join our team at Pepper Money. In this key role, you'll be responsible for assessing credit risk and creditworthiness across a range of commercial construction and development finance transactions, ensuring alignment with Pepper's credit policies and service standards.

You'll play a critical role in shaping credit decisions, working closely with internal and external stakeholders to deliver timely, accurate, and well-informed assessments that support both risk management and business growth.


Responsibilities

* Credit Assessment: Apply your expertise and lending authority to assess commercial construction and development finance proposals in line with Pepper's credit policies.
* Feasibility Analysis: Review and interpret property development feasibility models to assess project viability and identify potential pathways to approval.
* Stakeholder Engagement: Liaise with valuation and quantity surveying firms to support robust and informed credit decisions.


Qualifications

* Experience: 3–5+ years in commercial credit assessment or underwriting, with an approval delegation in development finance.
* Technical Knowledge: Deep understanding of construction and development risk, including experience reviewing property valuations and quantity surveyor reports.
* Analytical Skills: Proven ability to assess feasibility reports and provide clear, commercially sound recommendations.
* Stakeholder Management: Confident engaging with internal teams and external partners to support effective credit outcomes.


Our Values

At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do:

* Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary.
* Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable.
* Real: We keep it honest and respect everyone, building genuine connections.


Benefits

* Development: a full suite of development opportunities and a great team to learn from
* Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives
* Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options
* Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet
* Referral Bonus: Earn $2000 for referring great people.

If this role sounds like it's for you, we want to hear from you. For more information on Pepper, visit www.peppermoney.com.au.

Pepper is proud of our inclusive and diverse workplace that we have built over the last 21 years. Diversity is embedded in our people practices and values.

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