Overview
Business Banking is proud to support a range of medium to large‑sized businesses across Australia. Our Major Client Group (MCG) division is designed specifically to look after our largest and most complex customers, who typically have debt requirements in excess of $50 million and/or turnover in excess of $150 million. These customers operate in a diverse range of sectors—including retail, wholesale, manufacturing and transport—and comprise both private and public companies, including some of Australia’s Top 500 listed firms and entities owned by private‑equity firms.
We pride ourselves on understanding our customers and providing them with a bespoke service, delivering insights and creative solutions as we help them achieve their financing needs and lead their businesses into the future.
Responsibilities
* Preparing credit submissions for both new to bank and existing customers (including applications for new facilities, increases to existing facilities and/or term extensions)
* Completing covenant monitoring and annual reviews for existing customers
* Executing deals from start to finish in collaboration with a wider deal team (including the documentation of facilities via external legal in most instances)
* Analysing a customer’s performance and position and forecasting future results
* Assessing the risks/opportunities on a transaction and undertaking downside/sensitivity analysis
* Researching and analysing industry specific information
* Working closely with other stakeholders within the business (including product specialists, Risk, Corporate Acquisition, Corporate Finance, Asset Finance, Global Markets) to meet customer requests/needs
Qualifications
* Prior experience in a similar role writing credit submissions, undertaking covenant monitoring and/or annual reviews
* Prior exposure to a diversified portfolio of customers, cash flow lending and experience dealing with complex lending structures and/or complex organisational structures
* A strong understanding of financial statements and how to analyse them; any financial modelling experience will also be highly regarded
* Customer service experience ideally in a commercial or business banking environment
* Experience documenting facilities via external lawyers
* A proactive attitude and a general willingness to learn
* Great stakeholder management and communication skills
* A tertiary qualification in Accounting, Finance and/or Commerce
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