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Credit underwriter

Sydney
HSBC
Posted: 12 September
Offer description

Some career choices have more impact than others.
At HSBC, we exist with the purpose of
Opening up a World of Opportunity
. We leverage our unique expertise, capabilities, breadth, and perspectives to provide opportunities for our customers and colleagues through global connectivity. We bring together people, ideas, and capital to foster progress and growth, helping to create a better world for our customers, employees, investors, communities, and the planet.
As an HSBC employee in Australia, you will have access to tailored professional development opportunities, competitive pay, an embedded flexible working culture, and a range of employee benefits. These benefits include market-leading subsidised private health cover, enhanced parental pay and support when returning to work, subsidised banking products and services, bonus leave days, and wellness programs including discounted gym memberships.
The purpose of this role is to process, verify, and decide on residential mortgage credit submissions (new business & variations) from the WPB Distribution Network. The role involves determining the suitability of security and appropriate Loan to Valuation ratios, making recommendations to higher authorities on loans outside of delegated limits, and providing high-quality service to assist WPB Distribution Channels in achieving AOP targets while maintaining a focus on risk management and compliance with credit policy.
Responsibilities include:
Analyse, verify, and decide on residential loan proposals.
Exercise a high degree of commercial acumen, ensuring all submissions satisfy the

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