Overview
Senior Credit Risk Analyst role at ING Australia within the Retail Credit portfolio (Mortgages, Credit Cards and Personal Loans). You’ll use data, analytical and portfolio management capabilities to contribute to strategic risk and business initiatives for optimised growth while managing appropriate risk appetite across all retail products.
What you will do
- Lead the design and implementation of credit risk data that support analytical and reporting needs
- Provide oversight on data governance, ensuring compliance with established frameworks and maintaining data accuracy and integrity
- Utilise data analysis to support business decision making, identifying trends, patterns, emerging risks, and key insights
- Drive the Risk Appetite Statement (RAS) annual setting and oversee the RAS governance. Ensure that the RAS is effectively communicated, implemented, monitored and follows the approval process and breach management
- Analyse and report, locally and to Head Office, the portfolio status on an ongoing basis
- Monitor the portfolio against all “Performance Monitoring Triggers” and initiate corrective action where required
- Champion continuous improvement of control processes by identifying and highlighting gaps and risks
- Act as a subject matter lead and coach to uplift capability within the team, providing guidance and quality assurance across regulatory, reporting, and data initiatives
What we are looking for
- Minimum 2-3 years’ experience in credit risk or portfolio analytics within banking or financial services
- Exposure to SAS, SQL, Tableau or other reporting tools; Power BI, R or Python would be highly advantageous
- Relevant university degree with solid academic achievements in mathematics, commerce or statistics
- Excellent data interrogation, numerical and report writing skills
What’s in it for you?
- Discounted ING Health Insurance
- An additional Rest Day to support your wellbeing
- An IMPACT Day to volunteer on approved sustainability activity
About Us
At ING, we want to make life simpler and more worthwhile – for everyone who banks with us, for the people who work with us, and the community at large, too. We’ve built a culture that’s fun, friendly and supportive – a place where you can be yourself and make the most of what you have to offer. We give people the freedom to think differently, take ownership of their work, and make great things happen. With our global network, there’s plenty of scope to take your career in new directions.
We are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.
Need more? Contact Mark Montgomery at
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