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Direct message the job poster from FRONT Financial
Full-time | Up to $200k + Performance Uplift
Front Financial is building one of the most advanced mortgage companies in Australia — and we’re looking for an exceptional operator to lead our credit division.
This is a key leadership role, focused on driving high-performance credit processes, supporting complex lending outcomes, and helping scale the business into its next phase of growth.
Head of Credit
Location: Sydney (Neutral Bay HQ)
Full-time | Up to $200k + Performance Uplift
Front Financial is building one of the most advanced mortgage companies in Australia — and we’re looking for an exceptional operator to lead our credit division.
This is a key leadership role, focused on driving high-performance credit processes, supporting complex lending outcomes, and helping scale the business into its next phase of growth.
About Us
Front Financial is a modern, technology-first mortgage company.
We operate at the forefront of the industry, specialising in low-doc, non-standard, and complex residential lending — delivering outcomes that most brokers simply can’t.
We run fast and run lean. The culture here is driven, performance-focused, and built for people who want to win. You’ll be working alongside a team of sharp, ambitious operators who are here to build something meaningful — not coast.
The Role
As Head of Credit, you’ll be responsible for leading all aspects of our credit division, including:
* Overseeing and refining all credit assessment processes
* Working across low-doc, non-NCCP, and complex mortgage transactions
* Designing and implementing AI-driven credit workflows
* Playing a central role in risk management and credit policy
* Partnering directly with the founders and senior leadership
* Helping shape and scale the credit function to support growth
What’s on Offer
* Competitive salary up to $170k (based on experience and capability)
* 6-month performance review cycles with opportunity for uplift
* A pivotal leadership position in a fast-scaling finance business
* Opportunity to work alongside one of the most driven teams in the industry
* Career-defining role for the right candidate
Who We’re Looking For
* Senior Residential Broker or experienced Credit Assessor
* Deep experience with non-standard, low-doc, or complex deals
* High-performance mindset and ability to operate at pace
* Commercially savvy and eager to take ownership
* Comfortable with technology and internal systems (we’re AI-driven)
* Based in Sydney — this is a full-time, on-site leadership role
What We’re Not Focused On
We don’t care about:
* Degrees
* Corporate job titles
* Fluff or buzzwords
We care about:
* Output
* Judgement
* Execution
* Attitude
The Ideal Candidate
* Highly capable operator with a sharp commercial edge
* Looking for serious growth, not just a job
Seniority level
* Seniority level
Executive
Employment type
* Employment type
Full-time
Job function
* Job function
Finance and Sales
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