Sydney location, open to applicants from Melbourne
- Permanent, full time
- Hybrid working environment - 3 days in office
**How will I help?**
The role is primarily responsible for the credit risk approval and management of a portfolio of WIB Corporate clients, including new to bank and acquisition finance related transactions.
You will be a key member of the wider Consumer and Industrial Credit team, responsible for a diverse portfolio of corporate clients.
Some of your responsibilities will include:
- Demonstrate prudent and explicit judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans.
- Build deep and sustainable relationships with key stakeholders
- Adopt a continuous improvement approach to the Systems, Process and Policy to support safe and sustainable management of Credit Risk
- Contribute to the strategic positioning of WIB to ensure that credit strategies and appetite are appropriately aligned with business units’ objectives.
- Contribute to the development of a sound credit culture within the business.
- Work closely with the business to optimise risk utilisation and maximise returns to the bank from the defined / available risk appetite.
**What’s in it for me?**
You’ll play a significant part of the future of a business that has been around for 200 years. Our purpose is of creating better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grow, backed by a fantastic team of people with a can-do, supportive structure.
Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.
**What do I need?**
- Ability to act independently, think innovatively, solve problems and exhibit a collaborative growth mindset.
- At least 7 years experience in a credit approving roles.
- 7-10 years experience with Institutional Corporate customers and products.
- Superior communication skills, excellent negotiating and influencing skills and a commercial mindset to appropriately balance risk and return objectives.
- Practical knowledge of legal documentation.
- A business degree or post graduate finance qualification
**What is it like to work there?**
We aim to provide one big, supportive team to help us achieve our purpose of creating better futures together. As well as competitive remuneration and a great culture, joining the Westpac family means you will get some of the best banking, wealth and insurance advantages in the market.
We back our employees by helping them work towards industry-recognised qualifications, using online learning, training modules and career planning tools for you to grow with us. We will even pay you to do volunteer or community work.
As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.
**How do I apply?**
Start here. Just click on the APPLY or APPLY NOW button.
Do you need reasonable adjustments during the recruitment process?
📌 Credit Officer (Corporate)
🏢 Westpac Group
📍 Sydney