It's fun to work in a company where people truly BELIEVE in what they are doing! We're committed to bringing passion and customer focus to the business.
Fractal Analytics is a strategic AI partner to Fortune 500 companies with a vision to power every human decision in the enterprise. Fractal is building a world where individual choices, freedom, and diversity are the greatest assets. An ecosystem where human imagination is at the heart of every decision. Where no possibility is written off, only challenged to get better. We believe that a true Fractalite is one who empowers imagination with intelligence. And that it will be such Fractalites that will continue to build the company for the next 100 years.
Brief about Fractal:
Fractal is one of the most prominent providers of Artificial Intelligence to Fortune 500 companies. Fractal's vision is to power every human decision in the enterprise and bring AI, engineering, and design to help the world's most admired companies.
Fractal's businesses include Crux Intelligence (AI driven business intelligence), Eugenie.ai (AI for sustainability), Asper.ai (AI for revenue growth management) and Senseforth.ai (conversational AI for sales and customer service).
Fractal incubated Qure.ai, a leading player in healthcare AI for detecting Tuberculosis and Lung cancer. Fractal currently has 4000+ employees across 16 global locations, including the United States, UK, Ukraine, India, Singapore, and Australia.
Fractal has been recognized as 'Great Workplace' and 'India's Best Workplaces for Women' in the top 100 (large) category by The Great Place to Work Institute; featured as a leader in Customer Analytics Service Providers WaveTM 2021, Computer Vision Consultancies WaveTM 2020 & Specialized Insights Service Providers WaveTM 2020 by Forrester Research Inc., a leader in Analytics & AI Services Specialists Peak Matrix 2022 by Everest Group and recognized as an 'Honorable Vendor' in 2022 Magic QuadrantTM for data & analytics by Gartner Inc. For more information, visit fractal.ai
Founded in 2000, Fractal Analytics is a strategic analytics partner to the most admired Fortune 500 companies globally and helps them power every human decision in the enterprise by bringing analytics & AI to the decision-making process.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
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Core Experience
* 10+ years' of deep experience in credit risk modelling and/or model risk validation, with significant time spent within the banking or financial services industry.
* Mandatory: In-depth, practical knowledge of Australian regulatory requirements, particularly APRA standards (APS 112, 113, 220) and their application in a major bank.
* Proven track record leading the delivery of complex modelling projects (e.g., IFRS9, Basel III, Stress Testing) for both Retail and Wholesale portfolios.
* Strong background in building credit risk frameworks and models including PD, LGD, EAD, Application & Behavioural Scorecards. Ability to understand and explain credit model behaviours (e.g. PD migration, LGD recovery, EAD utilisation) and interpret testing outputs (e.g. statistical results, stability metrics)
* Strong background in quantitative finance and statistics, including regression models, discrimination measures (Gini/AUC), correlation, and stability testing.
* Demonstrable experience leading and mentoring analytics teams, ideally in an offshore or distributed team environment.
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