You are a curious and enthusiastic individual with a true passion for Credit Risk.We are a highly engaged team with a passion for innovation and continuous improvement.Together we can build a brighter future for our customers and communities and provide insightful risk leadership across the Group.See yourself in our team:Risk Management is responsible for protecting the Group's and Bankwest's interests by offering insightful risk leadership and a commercial yet independent approach to managing risks. The Board and Regulators trust Risk Management to be the line of defence that ensures returns are achieved within an acceptable level of risk. Do work that matters:Here in RBS Risk Management we support flexible working. Our teams have adopted hybrid working, where we complement coming into the workplace with working remotely. When the balance is right, we leverage the best of independent, focused time with in-person collaboration and connection. On a day to day basis you will:• Provide advice, review and challenge of material credit strategy changes across Home Loans portfolio• Support development of a comprehensive view of credit risk including changing macroeconomic environment.• Provide subject matter expertise for deep dives into credit risks between portfolios and recommend potential credit strategy changes.• Assist with setting of credit risk appetite for Home Loans portfolio• Assess credit risk across individual or portfolio profiles. Apply sound understanding of retail lending products and strategies to provide insights.• Provide proven problem-solving capabilities to contribute to innovation across the RBS Risk Management function. We are interested in hearing from people who have: • Proven experience working in an Analytics Data role with SQL, R or Python.• Strong understanding of macroeconomic regulatory environments and Credit Risk. • Have strong written and verbal communication skills, including ability to succinctly articulate key insights and advice to diverse audiences.• Recently graduated in relevant quantitative discipline such as Mathematics, Actuarial Sciences, or Statistics If this sounds like you, apply now!If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through to submit a valid application. We're keen to support you with the next step in your career.We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696.Advertising End Date: 30/04/2024