Responsibilities
* Analyse, structure and underwrite commercial credit transactions within delegated authority.
* Manage complex dealer and retail customer relationships.
* Monitor borrower performance, establish appropriate credit limits and execute collection strategies where required.
* Prepare high‐quality credit papers and risk assessments for approvals above authority.
* Negotiate and prepare credit documentation using Deere templates or legal agreements.
* Identify opportunities to support new and existing business growth.
* Contribute to credit process improvement, including the use of digital and automation tools.
* Support, coach and mentor less‐experienced team members.
* Prepare reports and insights on portfolio performance and risk trends.
Qualifications
* Foundation in commercial credit, financial analysis or risk assessment with exposure to manual credit underwriting.
* Ability to analyse financial information with sound judgement, attention to detail and risk awareness.
* Clear and professional communication skills and ability to work constructively with stakeholders and the team.
* Self‐motivated and accountable, comfortable managing priorities independently while contributing to a team.
* Agile and adaptable mindset, open to change and evolving ways of working.
* Willingness to learn and develop, including adapting to new tools, systems and automation over time.
* Strong integrity, resilience and commitment aligned to John Deere's values.
Preferred Skills
* Experience in commercial credit, banking, finance or related financial services.
* Strong exposure to manual underwriting of medium or complex credit structures.
* Qualification in Accounting, Finance, Commerce or a related discipline.
* Interest in process improvement, digitisation or AI‐enabled credit solutions.
Education / Experience
Ideally hold a degree or equivalent qualification in Accounting, Finance or a related discipline, or be able to demonstrate equivalent practical experience.
Benefits
* A friendly, inclusive workplace where wellbeing is a real priority.
* Mature and flexible working arrangements that support true work–life balance.
* Ongoing professional development opportunities, including higher education, training and professional memberships.
* 15% superannuation with the John Deere Mercer Super Plan.
* 16 weeks paid parental leave, annual leave loading, purchase leave options and paid community leave.
* Free on‐site parking and a range of health, safety and wellbeing programs.
* Regular social activities and opportunities to connect across the business.
Equal Opportunity Employer Statement
John Deere Australia is proud to be recognised by Diversity Council Australia as an Inclusive Employer for three consecutive years (2021–2024) and to partner with WORK180, supporting women in the workforce. We welcome applications from all backgrounds and believe that diversity of thought, experience and perspective helps us perform at our best.
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