We are seeking a seasoned Commercial Credit Strategist to join our team and drive business growth by providing expert risk oversight and control.
About the Role
This is an exciting opportunity for a talented individual to play a key part in shaping our credit strategy and achieving critical business outcomes.
Key Responsibilities
* Support new lending transactions and continuously monitor customer and sector risks, providing expert insight and advice across diversified industries.
* Maintain high standards of credit decision-making, ensuring all decisions are soundly based and reflect our current underwriting policies and risk appetite.
* Communicate credit decisions effectively, considering suggestions or alternatives to make risk acceptable.
* Provide regular portfolio insights, recognizing trends, loss/provision ratios, early identification of deteriorating credits, and remedial strategies.
* Adopt a team approach to workflow management, prioritizing tasks and collaborating with colleagues to achieve best outcomes.
* Maintain strong relationships with stakeholders, including Credit Colleagues, Relationship Managers, and Regional General Managers.
Requirements
* A minimum of 5 years' experience in banking/financial services, originating and/or approving credit transactions within Business and Agri segments.
* Proven ability to engage and influence through strong credit risk assessment and evaluation skills.
* Sound communication and relationship-building capabilities, enabling an inclusive and collaborative approach.
* Experience, skills, and qualifications to hold a minimum Level 5 CAL.
* Ability to use expert judgement in making decisions and empathize with customers during times of adversity.
* Bachelor's degree in a relevant field, such as finance, accounting, or economics.
What We Offer
As a valued member of our team, you can expect:
* A competitive salary and benefits package.
* Opportunities for career development and professional growth.
* A dynamic and supportive work environment.
* Flexible working arrangements and remote work options.
How to Apply