Posted: 6 December
Offer description
The Role
Job Description
This position involves providing expert oversight and decision-making across various lending areas, including Private Bank Lending, Small Business Lending, Equipment Finance, and complex consumer credit.
You will be responsible for developing and managing specialised lending procedures, ensuring alignment with regulatory guidance and risk appetite. Additionally, you will assess and approve specialised lending applications within delegated authority.
Your role will also involve supporting escalations from Credit Care and Loan Operations, conducting credit hindsight reviews, and contributing to assurance activities. Furthermore, you will identify portfolio trends and early warning indicators to inform credit strategy.
You will act as a subject matter expert in credit risk, supporting continuous improvement and best practice. Your strong relationships with internal stakeholders will contribute to a culture of sound credit risk management.
To be successful in this role, you will require 10+ years' experience in consumer and commercial lending, including credit assessment and relationship management.
Strong financial analysis and credit structuring skills are essential, along with a deep understanding of cash flow lending. Experience with equipment finance and self-employed/business income assessment is also required.
A sound knowledge of relevant legislation and regulatory frameworks is necessary, as well as advanced skills in data analysis, risk management, and decision-making.
Certificate IV in Business or Financial Services is preferred, and tertiary qualifications in Commerce or Business are highly regarded.
Benefits
This role offers the opportunity to be part of a collaborative, forward-thinking team committed to doing things differently. You will have the chance to shape the future of credit risk in a transforming organisation.
As an equal opportunity employer, we are committed to creating an inclusive work environment where everyone is valued.
Others
Employment with us is subject to background checks, including Bankruptcy, Police, and Credit check, to verify your suitability to work in the finance sector.
