Credit Risk Manager
We are seeking a skilled Credit Risk Manager to fill this strategic role in a leading organisation. This position requires strong credit management expertise, with the ability to assess and review new clients to ensure financial stability and mitigate risk in a commercial setting.
Key Responsibilities:
* Evaluate and assess new client applications, ensuring compliance with established credit policies.
* Conduct thorough credit risk analysis and make informed decisions based on data-driven insights.
* Monitor existing larger client accounts to identify potential risks and take proactive measures to minimize losses.
* Collaborate with internal teams to develop effective risk mitigation strategies.
* Maintain accurate records and provide detailed reports on credit assessments.
* Manage a small portfolio of debtor clients.
* Report doubtful and bad debt.
* Manage insolvency and legal recovery matters.
* Contribute to the Receivables Management team.
* Mentor a small specialist team.
About You:
* Proven experience in credit management and credit risk assessment.
* Strong analytical skills with the ability to interpret complex financial data.
* Excellent decision-making and problem-solving abilities.
* Effective communication skills to engage with clients and internal stakeholders.
* Knowledge of relevant financial regulations and industry best practices.