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Credit analyst

Townsville
SB Recruitment Pty Ltd
Credit Analyst
USD 60,000 - USD 120,000 a year
Posted: 31 October
Offer description

The Opportunity

An established Queensland-based finance company with nearly 15 years of proven success is expanding their Credit team. Specialising in asset finance solutions for Australian consumers and businesses of all sizes, they've built their reputation on delivering quality outcomes while genuinely supporting their customers' financial goals.

This is a rare opportunity to join a business that walks the talk when it comes to professional development. You'll work alongside accessible senior leadership who are invested in your growth, within a culture that values accountability, collaboration, and excellence.

The Role

As Credit Analyst reporting to the Credit Team Leader, you'll be at the heart of the credit assessment process for consumer lending and asset finance applications. Your day-to-day will include:

* Analysing credit applications by reviewing credit reports, bank statements, and supporting documentation to build a complete picture of each applicant
* Making sound credit decisions on consumer credit applications, balancing risk assessment with responsible lending obligations and regulatory requirements
* Working collaboratively across internal teams and external partners to ensure applications are accurate, compliant, and progress smoothly through to settlement
* Acting as a key point of contact for credit related enquiries, both internally and externally

What You'll Bring

The ideal candidate will have:

* Ideally you will have at least 12 months' experience as a Credit Analyst assessing consumer credit applications or perhaps you are from a settlements background looking to move into credit?
* Previous or current credit delegation authority (desirable but not essential – training and support will be provided for the right person)
* Strong analytical capabilities and the confidence to interpret financial data and make well-informed, defensible credit decisions
* Experience in non-conforming or specialist lending highly regarded but not essential
* Exceptional attention to detail and the ability to manage multiple applications efficiently without compromising quality
* A proactive, solutions-focused approach to problem-solving

Why This Opportunity Stands Out

Based in Townsville, this role offers the stability of an established business combined with genuine opportunities for career progression. You'll be valued, supported, and given the autonomy to make meaningful decisions in a professional environment where your expertise truly matters.

Next Steps

Ready to take the next step in your credit career? Contact Jenny Quigley for a confidential discussion on or

Security notice: We take candidate security seriously and will never request bank details during recruitment or contact you via WhatsApp or Telegram. If you receive suspicious communications, please contact us immediately.

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