Key Account Finance Specialist
* Determine and approve equipment finance applications in line with agreed credit policies and authority levels.
* Conduct comprehensive financial analysis to prepare high-quality credit submissions for key account customers.
* Analyse portfolio trends to identify and mitigate potential credit and capital risk exposure.
* Offer alternative finance structures to achieve optimal outcomes for both the business and customers.
* Review and maintain credit limits, conditions, and securities for key account facilities to ensure alignment with company objectives.
* Ensure adherence to credit policies, regulatory requirements, and data privacy standards.
* Collaborate with legal counsel to draft and finalise security documentation.
* Work closely with collections to identify early warning signs of financial difficulties and develop effective solutions.
* Contribute to the development of credit scorecards, system testing, and credit risk reporting processes.
* Provide guidance and support to internal stakeholders on credit policy, risk management, and compliance best practices.
* Promote a culture of continuous improvement and excellence in credit risk management across the team.
* Maintain strong relationships with key stakeholders while upholding ethical decision-making principles in all activities.