An opportunity has arisen for an experienced Credit Manager to join a growing non-bank lender supporting Australian small and medium businesses.
This role sits at the heart of a dynamic lending team focused on delivering fast, flexible funding solutions for SME borrowers. You'll play a key role in assessing credit opportunities, managing the origination pipeline and helping grow a high-quality loan portfolio secured by commercial assets and property.
Working closely with senior leadership, you'll contribute directly to the growth of an expanding non-bank lender operating in the evolving private credit market.
The Opportunity
This role combines hands-on credit assessment with commercial relationship management. You'll evaluate lending opportunities, structure deals and support the development of a growing SME portfolio while maintaining strong credit discipline and risk management.
Key Responsibilities
* Conduct detailed credit analysis and risk assessments for SME and commercial lending opportunities
* Manage the loan origination pipeline from initial assessment through to approval
* Work closely with senior leadership to support the growth of the lending portfolio
* Build and maintain relationships with borrowers, brokers and key stakeholders
* Present portfolio insights, credit assessments and pipeline updates to senior management
* Ensure loan security and documentation are accurate, complete and compliant
What You'll Bring
* 5–10 years' experience in commercial lending, SME lending or a related credit role
* Strong understanding of SME businesses and commercial lending structures
* Proven ability to manage the credit assessment and approval process
* Experience presenting financial analysis and credit recommendations to senior stakeholders
* Tertiary qualifications in finance, business or a related discipline (postgraduate credit qualifications advantageous)
Key Skills
* Strong analytical and commercial thinking
* Excellent stakeholder and relationship management skills
* Clear written and verbal communication
* Strong organisational and prioritisation skills
* Ability to work collaboratively in a fast-paced lending environment
* High attention to detail and commitment to quality decision-making
Why Join?
* Join a growing non-bank lender
* Work closely with experienced leadership and decision-makers
* Exposure to complex SME lending transactions
* Opportunity to influence portfolio growth and lending strategy
If you're an experienced credit professional looking to step into a high-impact role within the non-bank lending space, we'd love to hear from you.
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