We Will Give You Leads, Training, and Support — You Must Bring Drive and Speed.
Most junior brokers fail because they're thrown in the deep end with no leads, no systems, and no real coaching.
This role is the opposite.
Construct Home Loans (CHL) — the in-house finance arm of a residential building group — is hiring one Junior Mortgage Broker to step into a high-support, high-expectation environment.
If you want to learn fast, write deals early, and build a serious broking career — read on.
If you want comfort, hand-holding, or a slow pace — this is not for you.
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What We Provide (The Unfair Advantage)
* $1m+ per month in warm construction leads from building sales reps
* $1–2m per month in refinance enquiries from online channels
* Full admin and processing support (you focus on clients, not paperwork)
* Direct mentoring from a senior broker who has built and scaled finance teams
* Clear training structure and expectations — no guessing
* A documented pathway to senior broker status and higher splits
You will not be starved.
You will not be left alone.
You will be expected to perform.
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Compensation (Clear and Fair)
* Base salary: $65,000–$75,000 + super
* Supplied leads: 10% of upfront commissions
* Self-generated business: 30% upfront initially, increasing as you progress
* OTE Year 1: $110k–$130k+ depending on performance
Top performers earn more by doing more — not by waiting.
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Who This Is For
This role is ideal for:
* Someone with Cert IV in Mortgage Broking completed or actively underway (essential)
* Someone early in their broking career who wants real volume and real training
* Someone already in industry who is under-supported and under-utilised
* Someone who learns quickly, takes feedback well, and executes without excuses
We care far more about speed of learning and ownership than years of experience.
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What You'll Actually Do
* Convert warm inbound leads (construction and refinance)
* Conduct fact-finds and client strategy calls
* Learn how to structure deals properly — not just submit them
* Work with admin to package and lodge compliant applications
* Follow up clients and manage pipeline movement
* Gradually build your own referral sources (rewarded at higher splits)
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How to Apply (Important)
To apply, you must include a short response (150–200 words) answering:
"Describe a time you had to learn something complex quickly. What did you do, and what was the outcome?"
Answer in your Cover Letter - Applications without this will not be considered.