Position Overview
We are seeking a dynamic and experienced Credit Manager to join our rapidly growing team. This role is primarily focused on driving the growth of our SME loan book through expert credit analysis and relationship management.
Key Responsibilities
- Conduct thorough credit analysis and risk assessment for potential SME borrowers.
- Support the Managing Director & Head of Loan Origination in developing the SME portfolio, including identifying strategic business opportunities and new relationships.
- Manage the borrower pipeline for loan origination, ensuring timely and accurate credit decisions.
- Present regular updates on the loan origination portfolio and pipeline to the executive team.
- Ensure all loan security is appropriately documented and in order.
Qualifications
- 5 – 10 years’ experience in consumer and business lending or a related field.
- Experience in SME lending or SME business management, with a proven ability to build and maintain valuable relationships in this sector.
- Proven ability to manage the credit and assessment process.
- Experience in presenting data analysis to management.
- Undergraduate degree considered an advantage; postgraduate qualifications in credit analysis will be valuable.
Skills & Abilities
- Strong analytical and logical thinking skills.
- Excellent interpersonal and communication skills.
- Solid written communication skills.
- Team-oriented with the ability to engage team members and stakeholders.
- Self-driven and motivated to achieve.
- Commitment to quality and high standards.
- Ability to multi-task and prioritize to meet deadlines.
Why Capspace?
- Flexible work arrangements, including working from home one day a week.
- Empowerment to self-direct your own success.
- Commitment to diversity and community engagement.
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