* Adelaide, SA
* Full time (75 hours per fortnight)
* Hybrid work arrangements
* Salary package range: $95,000 to $105,000 per annum including superannuation
Be part of Beyond Bank-a bank that is for and with you
.
We are one of Australia's largest, 100% member-owned mutual banks with a credit union heritage. With more than 340,000 members and more than 50 branches across five states, we are working hard to be the
best relationship bank
for customers and communities in Australia. When you join Beyond Bank, you will work for a B Corp and be part of a friendly, inclusive and supportive environment where you can continue progressing, no matter what stage of your career you are at.
Our values of: customer obsessed; empowering communities; right things, right way; shared ambition; and championing sustainability are integral to all that we do and are the standards to which we hold ourselves.
Job Description
Your new role
As one of our Business Banking Consultants, you will drive success by building strong customer relationships and understanding their unique needs. You'll collaborate with Business Banking Managers to create detailed lending submissions that meet all compliance standards. Additionally, you'll provide expert support in financial analysis, sales, and customer service, while leading business improvement projects and maintaining thorough reporting.
Some of your key duties
* Ensure lending margins are appropriate for each business relationship.
* Create detailed lending submissions that meet compliance standards.
* Thoroughly assess financial info, business circumstances, collateral, and credit risk.
* Master financial statements, tax returns, and ATO documents, and stress test cash flows.
* Complete annual reviews on time, ensuring policy compliance.
* Collaborate with Credit Control to manage at-risk, overdrawn, or overdue lending facilities.
* Utilise sales tracking tools, CRM, and BI Portal effectively.
* Achieve your sales and referral targets with confidence.
* Manage costs and revenues within budgets.
* Continuously improve processes and resolve issues efficiently
Qualifications
A little about you
You will be a highly skilled financial analyst with expertise in evaluating complex structures and managing credit risk. Your exceptional communication, organisational, and time management abilities will ensure you provide outstanding customer service. With a solid background in Business or Finance, you will bring both proficiency and a proactive approach to your role.
You'll have
* Strong financial analysis skills and the ability to understand complex structures and manage credit risk.
* Excellent communication, organisational, and time management skills.
* A strong focus on customer service.
* A degree in Business or Finance, or a postgraduate professional qualification (desirable).
Additional Information
See yourself in our team
You will be joining the Business Banking Team, a group of dedicated professionals who work tirelessly to provide exceptional support to our customers. Whether you are working face-to-face, online or over the phone, you will be passionate about providing the best possible experience to meet our customers' banking needs.
Why work for Beyond Bank?
We welcome candidates that reflect the diversity of the communities in which we operate. We actively encourage Aboriginal and Torres Strait Islander peoples, people living with disability, LGBTQIA+ as well as culturally diverse community members to apply for our roles.
Beyond Bank is committed to creating an accessible recruitment process and employment experience. If you identify as a person living with disability and require adjustments to our online application, recruitment, selection and/or assessment process, or modifications for accessibility to our locations, please contact us at
And there's even more benefits:
* Additional 3 paid work-life balance days to boost your annual leave
* Paid community volunteer days to support many community charities across Australia
* Access to employee discounts, health and wellbeing initiatives, employee and family assistance, plus more
* A flexible, and diverse working environment
* Career development opportunities, training and coaching
By joining Beyond Bank, you will have the opportunity to work alongside talented professionals who will support and encourage you to achieve your full potential. If you are passionate about people and want to make a difference, we would love to hear from you.
What does our recruitment process look like?
The process can include a phone screen, video interview, virtual or face-to-face interview, psychometric testing, and all relevant background checking.
Apply Now
To find out more about Beyond Bank visit or for more information contact
As a certified B Corp we are using our business as a force for good.
By applying for this opportunity you are providing consent for Beyond Bank Australia to conduct all pre-employment screening checks (APRA, ASIC, Bankruptcy, National Criminal History Check, VEVO, Adverse Media Check and Reference Checks) at the expense of Beyond Bank Australia.