WHO WE ARE
WHO WE ARE
We are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees.
SOME OF OUR PERKS INCLUDE
* Recharge and relax with up to four extra days of leave each year. We call them Wellness days
* We offer industry leading 20 weeks paid parental leave
* Save plenty with vehicle salary packaging
* Monetary service milestone awards
* Recruitment referral bonus
* Discounted mobility products and services
* Flexible work arrangements
* Career progression opportunities
* Education support towards your growth, including an individual learning budget per year, free access to LinkedIn Learning and more
* Two paid volunteer days each year to give back to causes that matter to you
* Health and well-being support including a subsidy and an innovative Employee Assistance Program
https://www.sgfleet.com/au/about-us/careers
AS A CREDIT RISK ANALYST WILL…
Responsible for spreading counterparty financials, conducting financial analysis on financials, making recommendations based on analysis, and preparing write-ups of large credit requests where credit memorandums are to be submitted to the SG Fleet Credit Committee for consideration and decisioning.
The role is part of a team who utilises its credit risk assessment skills and applies well-reasoned credit rationale to recommend credit proposals for approval or otherwise.
The major responsibilities of this position include but are not limited to:
• Partner and interact daily with the SGF Sales Team to ensure that all credit applications and tasks are decisioned within SG Fleet’s Credit policy
• Decision Corporate Credit applications within SG Fleet Credit Policy and Delegated Credit Authority limits
• Ensuring compliance and consistent application of policies, procedures, and legislation
• Provide day-to-day support to the Credit Risk Manager and to the Head of Credit on an ad-hoc basis
• Assist with problem-solving, training, and mentoring of less experienced credit personnel in the Credit team when required
Essential
• Demonstrated experience at reading and analysing independently corporate financial statements and associated risk assessments
• Basic credit underwriting skills
• Working knowledge of legal documentation and applicable legal business codes
• Strong technical/numerical skills including critical analysis and problem solving
• Effective communicator both verbally and in writing
• Ability to communicate professionally
• Strong adherence to processes
• Ability to multitask and prioritise workload appropriately
• Be proactive and work independently, while adopting a positive and enthusiastic manner
• An understanding of business acumen and commercial awareness
Desirable
• Understanding of consumer finance procedures and administration
• Understanding of legal documentation in relation to Consumer Credit Act
• Understanding of the general legal process for the collection of debt
• Current knowledge of fleet management products, services, systems, and processes