Credit Analyst - High‑Growth Non‑Bank Mortgage Lender
Location: Edgecliff | Full Time Perm
Our client is a rapidly expanding residential non‑bank lender entering an exciting scale‑up phase. They are reshaping the reverse‑mortgage / home‑equity‑release market with an innovative new lending product experiencing strong, sustained demand.
Join an entrepreneurial and inclusive workplace backed by experienced leadership, excellent growth opportunities, and a genuinely collaborative culture.
In this role, you're more than a contributor – you'll be a key part of a small, high‑performing credit team working closely with the Head of Credit. You'll gain exposure across the full lending lifecycle and have the ability to influence policy, shape processes, and grow your career as the business continues to scale.
Key Responsibilities
* Complete end‑to‑end assessment and decisioning of loan applications in line with responsible lending obligations, credit policy, and risk appetite.
* Analyse customer information, property details, and documentation to ensure accurate verification and high‑quality credit outcomes.
* Provide clear credit recommendations and rationales, escalating complex scenarios to the Head of Credit where needed.
* Partner with brokers, customer‑facing teams, and operations to guide applications, resolve queries, and support a smooth lending experience.
* Contribute to the refinement of credit policies, procedures, and assessment frameworks in collaboration with the Head of Credit.
* Assist with portfolio monitoring, reporting, and credit‑risk improvement initiatives, supporting strong regulatory and industry relationships.
About You
* Previous experience in mortgages with an appetite to move into Credit Analysis.
* Strong communication skills with the ability to collaborate effectively in a fast‑paced, growing environment.
* Degree qualified in Commerce, Accounting, Finance, or a related discipline.
* Strong numerical reasoning, analytical capability, and a proactive, solutions‑focused approach.
Why This Role?
* Join a high‑performing business where you will play a pivotal role in lending and credit decisioning.
* 10‑minute walk from Edgecliff Station.
* Clear growth pathway and the ability to broaden your professional skill set in a scaling environment.
* A rare credit opportunity where a DLA is beneficial but not required – residential lending experience and good judgement matter most.
Apply Now
Apply now for immediate consideration, or reach out for a confidential conversation.
Base Pay Range
A$70,000.00/yr – A$100,000.00/yr
Seniority level
Associate
Employment type
Full‑time
Job function
Analyst
Industries
Financial Services and Banking
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