Credit Risk Analyst (Senior levels open)Prosper Other Side Of The Moon, AustraliaJoin or sign in to find your next jobJoin to apply for the Credit Risk Analyst (Senior levels open) role at ProsperRole OverviewThe successful candidate will join Prosper's Credit Risk Management Department, leveraging advanced analytics, cutting-edge data, and techniques to develop credit strategies for automated decisions in Prosper's online marketplace.
A Credit Risk Senior Analyst at Prosper applies statistical techniques, algorithms, and industry tools to mitigate credit risk related to Personal Loans and Credit Cards.
The ideal candidate has strong analytical skills and a passion for innovative problem-solving, helping us stay competitive and fulfill our mission of advancing financial well-being.Position DetailsWe are hiring at either Sr. Credit Risk Analyst or Credit Risk Analyst level.Sr.
Analyst: Bachelor's degree + 5+ years of experience or Master's degree + 3+ yearsAnalyst: Bachelor's degree + 2+ years or Master's degree with less experienceKey ResponsibilitiesDevelop credit strategies to improve performance using data, machine learning, and analytics toolsInnovate and recommend new approaches to problem-solvingDesign A/B tests and analyze risk-return trade-offsForecast losses for Personal Loans, enhancing accuracyCollaborate with Product, Marketing, and Engineering teams to implement and monitor strategiesTest new data and analytics approaches for continuous improvementConduct ad-hoc risk analysis related to various business areasAnalyze portfolio performance, identify trends, and perform root-cause analysisCommunicate findings to Risk Management and broader teamsEnsure strategies comply with regulatory requirements in partnership with legal and compliance teamsQualificationsFor Sr. Analyst: Bachelor's in Business, Statistics, Mathematics, Computer Science, Engineering, or Economics + 5+ years of credit/fraud risk management experience, or Master's + 3+ yearsFor Analyst: Bachelor's + 2+ years or Master's with less experienceExperience in consumer lending, credit cards preferredStrong analytical, problem-solving, and communication skillsProficiency in SQL, Python, Tableau; R and Knowledge Seeker a plusExperience with FICO/Fiserv fraud tools beneficialKnowledge of segmentation, statistical procedures, and financial analyticsCurious, proactive, and comfortable in fast-paced environmentsWhat We OfferImpactful work with a creative, driven teamFast-paced environment with industry leadersFlexible time off, health benefits, competitive salary, parental leaveWellness resources, virtual workoutsAdditional perks like Udemy access, childcare, pet insurance, legal aidCompensationSalary ranges: $101,000 - $132,000 for Credit Risk Analyst, and $127,000 - $158,000 for Sr. Credit Risk Analyst, plus bonuses and benefits.
Salaries depend on location, experience, and other factors.About ProsperFounded in 2005, Prosper is a pioneer in peer-to-peer lending, helping over 2 million people access affordable credit and originating over $27 billion in loans.
Our mission is to improve financial well-being through diverse products and a culture of accountability and innovation.
We value diversity, collaboration, curiosity, integrity, excellence, simplicity, and accountability.We are committed to an inclusive workplace and equal opportunity employment, considering all qualified applicants regardless of background or status, and providing sponsorship for non-US citizens.
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