Salary Range: Php 15,000.00 - Php 15,500.000
DUTIES AND RESPONSIBILITIES:
* Reviews the completeness of loan application, Credit Approval Memorandum and loan documents.
* Validates the information reflected on loan application, Credit Approval Memorandum and authenticity of loan documents by conducting interview with potential borrower, co-borrower/co-maker and character references, trade checking, bank checking, agency/employment verification and credit investigation
* Endorses the report/Credit Approval Memorandum to Credit Review Supervisor for checking and review.
* Informs the concerned branch or marketing department regarding the status of account or additional document/ requirement to be complied by the borrower.
* Prepares report regarding discrepancies on information/data reflected on Credit Approval Memorandum submitted by Account Officer against verification with borrower/co-borrower/co-maker.
* Calls the clients with "hold account" status to follow up lacking loan documents/requirements.
* Facilitates downloading of FFCC record for court checking.
* Performs other related functions that may be assigned from time to time.
JOB SPECIFICATIONS:
* Graduate of any four-year business course
* Has knowledge in credit analysis, loans/credit operations
* With strong analytical, judgment and decision making skills
* Must be innovative and creative in approach to loan/credit review process
* Self-motivated and has the ability to work independently in a fast-paced environment
* Has keen attention to details and has good communication skills
* Should know proper telephone etiquette and handle different personalities well
* Computer literate.
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