Payments and Fraud Analyst - South Bank, QLD
Brand : Finance, Procurement, Legal, Privacy, Property
Work type : Fixed Term Contract
Categories : Finance & Strategy
As part of a Global team, this role is responsible for supporting all FCTG pillars, brands and geographies in managing customer payment flows, including the commercial and technical set up of both in-store and ecommerce transactions, as well as managing customer fraud risk and related risk mitigation activities. This role will take ownership and be the Subject Matter Expert of related fraud management tools / systems and provide commercial analysis of payment flows including areas such as authorisation rates, decline reasons, chargeback rates, and merchant fee costs. This onsite role will be based in South Bank, QLD HQ on a 12-month fixed term basis.
Primary Accountabilities & Objectives :
* Overseeing payments processing and resolving payment issues
* Lodge chargebacks for purchasing card / virtual credit card fraud / disputes
* System ownership and administration of primary payment service providers
* Establish and manage new merchant facilities (both in-store and ecommerce) as required by the business. This may include credit card processing as well as other forms of payment used within FCTG Pillars (e.g., Paypal, cash transfer, BPAY, alternative forms of payment)
* Monitor payment gateway performance and troubleshoot issues that arise, including working with internal technical experts and product vendors to resolve issues
* Work with the business to optimise outcomes from payments flows, i.e., improved authorisation rates and conversion
* Use knowledge of payments technology to support the business in achieving better outcomes from payments (e.g., use of tokenisation)
* Manage and monitor all rules in fraud management systems (both for inward transactions and VCC payments)
* Analyse fraud patterns and trends to anticipate and address emerging threats
* Investigate suspected fraudulent transactions and activities, including related chargebacks and disputes
* Support operational areas of the business in their management and response to customer chargebacks
* Work with cross-functional teams in relation to customer fraud activities (i.e., Financial Crime & Compliance, Enterprise Risk, Privacy, Security, Operational Risk teams)
Experience :
* Minimum of 3 years' experience in a related role
* Experience with payment gateways and fraud risk systems preferred
* Post graduate qualifications in risk management and / or fraud prevention is desirable
Education & Qualifications :
* Post graduate qualifications in risk management and / or fraud prevention is desirable
* Experience with payment gateways and fraud risk systems preferred
Our Talent Acquisition Team kindly requests no unsolicited resumes or approaches from Recruitment Agencies. Flight Centre Travel Group is not responsible for any fees related to unsolicited resumes.
Applications close : 25 Apr 2025 E. Australia Standard Time
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