The Opportunity
As the lead Risk Analyst, you will be responsible for the delivery of sustainable growth through initiatives that centre around the optimisation of credit risk origination and account management strategies for the Australian and New Zealand credit card portfolios.
A large part of this role will require your ability to take an initiative from conception to completion by working with the credit risk manager to identify opportunities, influence key decision makers to endorse recommendations and partner cross functionally to deploy initiatives while monitoring key metrics to ensure performance remains within the businesses risk appetite.
- Function as a key contributor to the credit risk cards team upholding the values placed on high quality, comprehensive and accurate insights that are both relevant and actionable.
- Being accountable for the forecasted benefits associated with each strategy change and provide regular updates of the performance to the wider business which may include updates in key business forums.
- Take ownership of strategy changes ensuring they are implemented as per the risk requirements. This includes making sure that changes to credit risk strategies are fully tested and implemented in a timely manner.
- Monitoring the performance of the portfolio, identifying trends and communicating them to the wider business in a clear and concise manner.
About You
You are comfortable engaging with a variety of stakeholders across all levels of the organisation, with excellent verbal and written communication skills that compliment your ability to present and influence your customers.
- Experience in a credit risk function.
- Hands on experience in credit risk analytics.
- Ability to code in SAS/SQL to extract, analyze and make recommendations for specific pieces of analytics.
- Ability to maintain high standards of accuracy and work under pressure to achieve deadlines
Sound like you?
That's a good sign! In return for your energy and ideas we offer genuine flexible family life / work balance e.g., adjusted days, hours. Health, well-being and social initiatives to help you feel great and connected, as well as our hugely popular extra week of leave program.
We always support a safe, healthy, engaging, and productive working environment for all employees and workers, whether that be in your home an office or a combination of both.
We live and breathe our values. Act Right, Show Care, Be Curious.
Interested? Let's talk.
We're Latitude, partners in money
Latitude may seem like the new kid on the block, but it's taken us almost a hundred years to become an overnight success. Digital payments, cards, loans, and insurance is what we offer - but what we really are is a platform that helps people shop and live better.