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Credit analyst

Melbourne
Sharp & Carter
Credit Analyst
Posted: 13 December
Offer description

* Permanent full-time role with stability and long-term opportunity
* Hybrid working – based in Docklands with 2 days per week from home
* Competitive salary up to $k + super
* Well-supported onboarding and training
* Additional paid wellbeing day each year
* Purchased leave options for extra flexibility
* Work for a reputable national business with strong values

If you're looking for a career that genuinely makes a difference, this role offers the chance to support an organisation at the heart of Australia's agricultural future. You'll be joining a business with a local heartbeat backed by global strength — a workplace where safety, inclusion, integrity and results truly matter. Your contribution helps support farmers, regional communities, and essential industries across the country.


Why You'll Love This Role

* Join a national industry leader with a strong presence across Australia
* Hybrid flexibility — enjoy 2 days per week working from home
* Collaborative, values-driven environment where culture is key
* Genuine learning, development and progression opportunities
* Be part of a team committed to "going further" for customers and communities
* Excellent leave and wellbeing benefits


About the Opportunity

As a Credit Analyst, you'll support the Senior Credit Manager and the broader credit network by ensuring high-quality, accurate credit submissions that enable timely and informed decision-making. You'll combine financial analysis with strong stakeholder engagement, proactively managing risk and ensuring compliance with policy and legislation.

This role is ideal for someone who loves detail, problem-solving, ownership, and meaningful impact.


What You'll Do

* Conduct financial and credit analysis for new and existing customers
* Perform thorough checks on inbound credit submissions to ensure accuracy and completeness
* Identify information gaps and elevate high-risk or incomplete cases to senior credit leaders
* Apply knowledge of PPSA, AML, securities ranking and credit policy
* Partner with branch teams, regional managers and key stakeholders
* Ensure assessments comply with legislation, risk standards and EH&S requirements
* Contribute to a positive, proactive, supportive team culture


What You'll Bring

You'll thrive here if you're analytical, organised, relationship-focused and bring a positive, can-do attitude.


You will bring :

* 3+ years' experience in credit, lending, financial analysis or similar
* Strong understanding of financial statements and credit assessment principles
* PPSR / AML experience highly regarded
* Excellent attention to detail and strong prioritisation capability
* Confident communication skills to build strong stakeholder relationships
* Strong computer skills (Microsoft; SAP advantageous)
* Degree in Business, Finance, Commerce or similar (preferred)


What You'll Get

* Up to $k + super depending on experience
* Hybrid flexibility — work from home 2 days per week
* Purchased leave scheme + an additional paid "company day" annually
* Ongoing training, mentoring and development pathways
* Opportunities to support community and regional initiatives
* Be part of a company committed to feeding the future and supporting Australian agriculture
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