High-Quality Credit Professional Sought
About This Role
We are looking for a skilled credit professional to join our team. The ideal candidate will possess strong analytical skills, be able to think critically and provide insightful recommendations.
Key Responsibilities:
* Perform thorough credit analysis and risk assessments on complex lending transactions
* Develop well-researched credit submissions for review by senior management
* Review and evaluate credit proposals for new and existing loans, ensuring they meet our stringent credit criteria
* Monitor post-approval loan drawdown processes to ensure compliance
* Conduct in-depth industry research and provide actionable feedback to the Corporate Banking and Risk Management teams
* Liaise closely with the Credit Risk Management team to identify and mitigate inherent and residual risks
* Update and refine our Bank's Credit Policy & Procedures to ensure alignment with industry best practices
* Coordinate regular regulatory reviews, audits, and HO reviews to maintain our high standards
* Prepare comprehensive meeting materials for senior management and stakeholders
Skill Requirements:
* Minimum 3-5 years' experience in credit risk or commercial banking, preferably in a similar role
* Proven ability to analyze company financials and make informed decisions
* Familiarity with prudential standards and regulatory environment, with a strong understanding of local market trends
* Tertiary degree in Finance, Commerce, Accounting, or Business, with a focus on credit risk management
* Excellent communication and interpersonal skills, with the ability to work effectively in a team environment
* Adaptable and flexible, with a willingness to take on new challenges and responsibilities
About Us
We are an equal opportunities employer, committed to diversity and inclusion. We welcome applications from qualified candidates who share our values and passion for delivering exceptional results.