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Credit analyst

Sydney
Sucasa
Credit Analyst
Posted: 22 January
Offer description

About Sucasa

We're a VC‑backed fintech on a mission to help hardworking Australians get into their homes sooner — backed by leading US venture funds, global credit partners, and prominent angels like Daniel Petre AO and Ed Robinson.

We are an ambitious team attacking one of the largest markets in Australia – mortgages. We're scaling rapidly and are seeking to establish a dominant market position in the category we've created. We're searching for more high‑performing team members to help build our shared vision. If you are passionate about credit and want to contribute to shaping the financial industry and helping young Australian families realise their dreams sooner, we want to hear from you


About The Role

As a Credit Assessor, you will be responsible for actioning end‑to‑end loan applications for new mortgages. You'll ensure that lending decisions are executed in line with our credit policy.

We are a growing start‑up that is actively implementing AI‑driven automation into our credit process, and you'll have the opportunity to work with leaders across credit, product, engineering and customer experience to further accelerate these initiatives and improve our customer experience.

This is an excellent opportunity for someone with Credit Assessment experience who is keen to work in a fast paced, entrepreneurial environment with highly experienced credit professionals. You will have the ability to immediately contribute with your existing credit assessment skills while continuing to develop your knowledge and broader capabilities. We're building a culture that rewards proactive doers, who want to contribute, be recognised, and rewarded for it.


You Will

* Action end‑to‑end loan applications for new mortgages.
* Ensure lending decisions are executed in line with the Sucasa Credit Policy.
* Take ownership of applications from submission to settlement.
* Undertake quality credit risk‑based decisions to ensure consistent, accurate and timely outcomes.
* Assist in improving internal processes for the Credit Assessment team.
* Work with our engineering teams to layer in automation and tech improvements for increasing your efficiency.
* Work alongside our Customer Operations team to deliver an excellent customer experience.


About You

* Credit Assessment Experience – You are early in your career (1–3 years' experience) in assessing consumer credit and have assessed residential mortgage applications.
* Keen eye for detail – You are someone who is detail‑oriented.
* Strive for Excellence – You like to ensure things are done well and right.
* Drive to Succeed – You have the determination to do whatever it takes to make sure we have the best chance of success.
* Curious, Tech‑First mindset – Someone who enjoys solving problems and is very comfortable with learning and who can quickly pick up new tech platforms and systems.
* Ownership mindset – You enjoy being given responsibility and take ownership of outcomes.


Qualifications & Skills

* A minimum of 1–2 years' recent experience in residential mortgage loan assessment is required, with individual approval delegations held.
* You have a strong problem‑solving ability to think outside the square and analyse situations in a solution‑based environment.
* Capacity to learn and execute multiple lending policies and processes, and run these simultaneously as required.
* Relevant qualifications from a recognised college or university in Finance / Commerce, Credit Management, Mortgage Broking, or a closely related field.


What Success Looks Like

You will know you are succeeding in this role because our customers will be raving about our product and customer service. You will start by gaining a deep understanding of the product, customers, and our credit policy. We'll work to get you across all you need to know with a thorough onboarding. Once oriented in the business and up to speed on our systems, you'll start to assess mortgage applications.


Remuneration

* Competitive Salary, performance bonuses and ESOP package to be provided.
* We commit to paying globally competitive salaries and contributions & we share our products' success through Employee Stock Options.
* We can get you sorted to ensure you have the best tools to do the job to the best of your ability.
* Hybrid work options are available.
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