Shadforth Financial Group is one of Australia's leading financial advisory firms that builds deep relationships with clients to deliver greater peace of mind about their current needs and financial futures. With a proud history of helping Australians achieve real financial independence for close to 100 years, Shadforth is the largest fiduciary certified firm and an award‐winning brand with 12 offices across Australia, employing over 100 financial advisers and 280 staff.
We hold ourselves accountable for maintaining the highest standards of professionalism, investing significantly in developing people's skills and offering careers, not just jobs.
The Opportunity to Join Our Team
Excellent opportunity to join the Shadforth Business in the position of Risk Specialist.
In this role you will be the technical subject matter on all personal and business insurance matters to all State Teams. You will work closely with our Private Wealth Advisers to advise on insurance product recommendations and coach, mentor Associate Advisers and Client Relationship Managers to identify and create insurance opportunities. The Risk Specialist will be measured on their ability to meet the state insurance budget.
Key Responsibilities
* Determine and provide the most suitable recommendation based on definitions, terms available, product ratings, client relevant personal details, and cost including comparisons on replacement advice and alternative considerations.
* Attend client meetings with Advisers as an Insurance subject‐matter expert (SME) and educate clients on their insurance needs as part of their overall financial plan.
* Review existing client risk policies and comprehensively discuss and provide advice around benefit trade‐offs, particularly around grandfathered income protection policies to manage affordability.
* Liaise with both underwriting and the client to negotiate the best outcomes for our clients in the event of sub‐standard terms such as exclusions or loadings.
* Work with the Adviser and client in obtaining additional information that could lead to a better underwriting outcome.
* Review advice with PWA in the event of revised terms to consider the appropriateness of the advice.
* Work with the Private Wealth Adviser to identify new business opportunities.
* Coach and train advice teams (SATs) to develop capability, and identify and create insurance advice opportunities.
* Increase the overall risk footprint amongst advice teams.
* Possess and maintain a high‐level industry and technical knowledge.
* Provide updates to legislation and product changes to the wider advice team.
What You Will Bring
* High level of technical knowledge in personal and business risk.
* Intermediate level knowledge of the Microsoft Office suite of programs.
* Intermediate to advanced knowledge of Xplan.
* Ability to build relationships at all levels and gain trust quickly.
* Solid influencing skills with a real passion for risk and business development.
* RG146 compliant.
* Post‐graduate financial planning qualifications.
Make your move. Make your mark. What gets us excited about working here? Helping people do more with their money. From those starting out to those retiring. As your team, we'll show up for you and together we will create financial wellbeing for every Australian. Because we know people who are confident about their financial future live better lives.
If this sounds like your kind of career, you sound like our kind of person. Here, you'll be making a positive impact in people's lives straightaway – and every day. The first point of contact for our clients whenever they need support.
Along the way, you'll be free to learn new skills, grow, and get great things done. Around here, we like to call it "putting our fingerprints on the future".
We're one of Australia's leading financial wellbeing organisations, helping people feel good about their money. That starts by helping our people feel good about working here. That means flexibility. Plenty of opportunity. And celebrating all the unique things that make you, you – what matters to you, matters to us.
To Apply
Read more about why you should join our team here.
Applicants will be required to provide evidence of their eligibility to work in Australia, and at a minimum be required to undertake police and basic credit checks as a condition of employment.
Please note that applications from agencies will not be considered at this time.
We acknowledge and celebrate the richness that individual differences bring to our team. If you need assistance or an adjustment during the application process, please reach out and let us know.
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