Job Description
The Role
* Primarily conduct analysis and reviews of individual applications to validate Lumi's automated decisioning process.
* Prepare and generate regular reports and develop clear and concise presentations to communicate insights and findings to stakeholders effectively.
* Analyse data, identifying trends, patterns and potential areas of concern. Provide valuable recommendations to enhance our risk management and automation strategies.
* Participate in initiatives to enhance our streamlined credit risk decisioning process, contributing to increased efficiency and accuracy in our credit risk function.
* Support various credit risk projects, including the enhancement of credit risk systems and automated decisioning processes.
This Person Is Someone With...
* Previous working experience as a Credit Analyst/Underwriter operating within a DLA is essential.
* Experience with SME credit assessment and an understanding of the SME market is preferred.
* Tertiary qualification in Finance, Economics, Mathematics, Statistics, or a related field (or equivalent relevant experience)
* Strong understanding of financial concepts and credit risk fundamentals.
* Basic knowledge of SQL, Python and/or visualization tools (e.g., Tableau, PowerBI) is considered an advantage.
* Excellent attention to detail, and strong analytical and problem-solving skills.
* Strong communication and presentation abilities.
Additional Information
Perks & Benefits
Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots
Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space
Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs
Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions
Community Support: Paid volunteer leave, diversity celebrations, company volunteer days
Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons
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