Head of Credit
Sydney | $200,000 – $220,000 + super + bonus
We are partnering with a high-growth, innovative financial services business that is reshaping the way Australian businesses access funding. With a strong reputation for delivering market-leading solutions, they are now seeking a
Head of Credit
to join their leadership team and drive the next stage of growth.
The Role
As
Head of Credit
, you will play a pivotal role in shaping credit strategy, frameworks, and decisioning. Reporting directly into the executive team, you'll lead a high-performing function responsible for managing credit risk across multiple products, while balancing commercial outcomes and risk appetite.
Key responsibilities include:
* Designing and maintaining credit risk frameworks, policies, and governance structures.
* Leading credit assessment, portfolio monitoring, and credit decisioning processes.
* Partnering with product, risk, and commercial teams to support growth while managing risk.
* Providing strategic leadership, mentorship, and oversight of the credit team.
* Engaging with internal and external stakeholders, including regulators, funders, and the Board.
About You
We are looking for a proven credit leader with:
* Extensive experience in commercial/SME lending, credit risk, or corporate finance.
* Strong technical expertise in credit frameworks, risk analysis, and portfolio management.
* A commercial mindset with the ability to balance risk and growth.
* Leadership capability, with experience developing and scaling credit teams.
* Excellent stakeholder management and communication skills.
What's on Offer
* Competitive salary of
$200,000 – $220,000 + super + bonus
.
* Opportunity to join a
fast-growing, innovative financial services business
.
* Executive leadership exposure with direct impact on growth strategy.
* Collaborative, dynamic culture with a strong entrepreneurial spirit.