Risk Management Role
Join a team that values expertise and empowers you to do work that matters.
Description:
We are seeking an experienced risk management professional to join our Business Banking Risk Management (BB RM) team. The successful candidate will be responsible for providing specialist risk services and advice to the Business Banking (BB) team, which supports the Group's Corporate, Agricultural and Business clients.
The role involves providing all aspects of credit services, including advisory, credit decisioning, and recommendation of agriculture and commercial applications beyond delegated authority for regional and agribusiness clients. You will also be responsible for credit monitoring and overview, interpretation of policy, operational risk, training, guidance for both the Risk teams and BB Managers and Bankers, and furtherance of Risk Management's broader strategic risk initiatives.
Your Responsibilities:
* Decision Agribusiness and Commercial credit applications, exercising sound commercial judgment while operating within the parameters of your personal delegation and the stated risk appetite.
* Demonstrate best practice standards of credit origination, analysis, review, and recommendation.
* Deliver insightful advice to internal clients, working with them to ensure solutions focus for clients and transactions.
* Analyse industry changes which might impact risk outcomes, being able to recognise and recommend appropriate changes to structuring of credit proposals to control and manage these changes.
* Meet with external clients to develop a thorough understanding of their business, while maintaining the requirement of independent risk assessment.
* Review transaction documentation in consultation with Bankers and legal counsel.
* Work efficiently and effectively to optimise credit decisioning processes and turnaround times.
* Strive for on-going improvement of the Risk Management culture by actively looking to simplify policies and systems so that BB RM can provide excellent customer service to the Business.
* Ensure portfolios are appropriately monitored and where necessary ensure action is taken expeditiously where credit migration is evident.
* Work collaboratively and contribute to a strong performance culture within Risk Management and with Business peers.
About Us:
We support our people with the flexibility to balance where work is done with at least half their time each month connecting in office. We also have many other flexible working options available including changing start and finish times, part-time arrangements and job share to name a few.
What We Offer:
A career at CommBank offers the opportunity to make a positive impact for customers, communities, and each other. We're driven to deliver seamless experiences in smart, innovative ways. Our 50,000+ people bring their different backgrounds and unique perspectives to our collaborative environment, making CommBank a place of opportunity where your skills can take you in unexpected directions and you can achieve great things.