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Job Purpose
Responsible for marketing Hire Purchase (HP) financing/loan products, acquiring HP sales, sourcing new dealers, and maintaining close business relationships with existing dealers. Cross-sell HP-related products or Bank's products.
Accountabilities
* Market HP products and establish new dealer partnerships while maintaining good relationships with existing dealers.
* Meet sales budgets for Hire Purchase and Cross Selling, ensuring asset quality and reasonable yields.
* Verify documents submitted by dealers, including witnessing the signing of loan documents.
* Conduct interviews with applicants, inspect vehicles, and visit sites to verify business or residence if required.
* Monitor market share with existing dealers and keep credit processing staff updated on market trends.
* Stay informed about the latest Bank and regulatory policies, guidelines, manuals, and circulars, ensuring compliance (e.g., BNM guidelines, Hire Purchase Act 1967, Data Protection Act 2010, AML Act 2001, etc.).
* Ensure data integrity and workflow/process requirements are met; submit reports timely.
* Act as an authorized signatory.
* Undertake any other duties as assigned by management.
Requirements
* Degree, professional qualification, or diploma.
* Self-starter, team player, with strong interpersonal and communication skills; knowledge of the HP vehicle market.
* Computer literate.
* Own transport.
Additional Information
* Seniority level: Entry level
* Employment type: Full-time
* Job function: Sales and Business Development
* Industry: Banking
Note: This job posting is active and available.
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