Full Job DescriptionAs a Senior Risk Analyst, your role will to support the organisation’s risk management objectives by identifying, assessing, and monitoring operational, regulatory and financial crime (including AML/KYC) risks across business units, while driving improvements in risk controls, processes, and culture. As part of the second line of defence, this role provides oversight, guidance, and assurance on risk frameworks and collaborates with the business to strengthen resilience.Our PurposeAt ScotPac, we are committed to helping SMEs thrive by providing flexible finance solutions. With over 30 years of industry expertise, we’re dedicated to supporting our clients’ cashflow needs, fostering strong relationships, and empowering businesses to grow.What You’ll Do:Your time will be spent with three core areas of focus: Operational Risk, Financial Crime and Risk Related Projects.Operational RiskRisk frameworks, policies and procedures: Develop, implement, and maintain operational risk frameworks, policies, and procedures.Risk controls: Partner with business units to identify and assess operational risks, supporting them in the design of effective controls.Risk reviews: Conduct thematic risk reviews, incident root cause analysis, and risk deep dives to uncover systemic issues.Risk event management: Monitor risk event data, maintain operational risk registers, and support action plan tracking and closure.Analysis and reporting: Provide insightful risk reporting and analysis to senior management and governance forums.Training and awareness: Deliver impactful training and awareness campaigns across the business2. Financial CrimeAML/KYC Risk Oversight: Lead the ongoing development, implementation, and maintenance of AML/CTF and KYC frameworks, ensuring they meet regulatory and internal standards.Compliance Monitoring & Assurance: Perform 2nd line reviews, sample testing, and thematic deep dives into KYC and transaction monitoring processes. Oversee 1st line control execution and escalate areas of concern.Financial Crime Reporting & Investigation Support: Support financial crime incident reporting and investigations, including root cause analysis and trend identification. Collaborate with the business and external stakeholders to ensure appropriate remediation actions.Policy & Training: Develop, enhance, and deliver policies, procedures, and training relating to financial crime risk, including AML, sanctions, fraud, and customer due diligence (CDD).Regulatory Change Management: Monitor relevant regulatory changes, interpret their impact, and assist in ensuring business readiness and compliance.Data Integrity & Analytics: Contribute to the ongoing improvement of risk data quality and analytics within financial crime reporting, ensuring accurate MI to senior management and regulators.Stakeholder Engagement: Partner with internal teams to provide clear, risk-based guidance on financial crime obligations. Influence behaviour through effective communication and thought leadership3. Project WorkRisk management improvements: successful, timely and on budget implementation of projectsProcess efficiency: identify and implement, including change management, improved ways of working for the Risk team and risk management by other internal teamsNew technology: identify and implement new technology, including data and analytics, that improves the business’ risk managementWhat You’ll Bring:Must have experience in a similar role and an expert knowledge of operational and financial crime riskProven experience in project management, driving improvements and organisational wide change managementEmbraces new technology and looks to new technology to help solve business problems and drive efficiencyExcellent communication skills, that can manage senior level stakeholdersAbility to work with complex data sets and provide powerful insights via presentation. Experience in using PowerBI preferableA strong influencerWhat We Offer:Flexible working arrangements to support work-life balanceWellness benefits, including an annual health allowancePaid parental leave and birthday leaveA collaborative, inclusive culture with opportunities for growth and developmentSupport for ongoing professional development and certificationsIf you're ready to make an impact and advance your career in Risk, we'd love to hear from you!Please note that as part of the recruitment process, candidates may be required to complete Anti-Money Laundering, Bankruptcy, and Australian Criminal History Checks.
#J-18808-Ljbffr