**WHO IS LUMI?**
We are a rapid-growing non-bank lender that provides business loans and lines of credit to small medium-sized enterprises (SMEs). We help Australian businesses achieve **sustainable financial success** by offering **fast, fair,** and **flexible**finance solutions powered by our **innovative lending approach.** We aim to be the **financial catalyst**for **Australian businesses** to **thrive**, not just survive.
**WORKING AT LUMI**
We are building a culture where you can be you, grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.
We ranked in the top **#3** on the **2024 Australian Financial Review BOSS Best Places to Work**Banking, Superannuation and Financial Services list. We were awarded the **2023 Best Workplace Diversity** Award by FinTech Australia and the **2022 Empowering Innovation Affie Award**. We also ranked **#36** among the **fastest-growing technology companies in Australia**in the **2022 Deloitte Technology Fast 50** Australia.
We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. We encourage you to be your authentic self and if you need any adjustments for a fair recruitment process, please let us know when applying.
**OUR VALUES**
**Egos at the door**
We own. We don’t judge. We don’t blame. We are open. We are in this together. We are respectful.
**See the customer**
We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.
**Think lean**
We make things simple. We are resourceful. We understand the problem. We think ahead.
**Learn to grow**
We are curious. We challenge. We try. We fail forward. We learn. We try again.
**THE ROLE**
- Analyze data and produce statistics and visualizations to identify trends and patterns.
- Generate and present monthly arrears and write-off figures, including rates, in chart form for senior management.
- Break down arrears and write-offs by industry and state, providing charts for decision-making.
- Assess and describe the reliability and utility of source information.
- Monitor model performance using the Application Scorecard and Probability of Default models.
- Create and maintain dashboards to track model reliability and key metrics for reporting.
- Collaborate with senior management to identify risk behaviours and industries for further analysis.
- Support the development of strategies and policies through risk assessment and data-driven insights.
**THIS PERSON IS SOMEONE WITH**
- Strong analytical and problem-solving skills.
- Expertise in data visualization and statistical modeling.
- Proficiency in creating dashboards and interpreting trends.
- The ability to assess risks and provide actionable insights.
- Excellent communication and collaboration skills.
- Experience with advanced data tools and software.
**PERKS & BENEFITS**
- **Wellbeing**: Free counselling, seasonal activities, gym discounts, wellness room, flu shots, Futsal team
- **Work Life**: Flexible working, home workspace allowance, purchased leave, parental leave, Lumi life leave for challenging events, breastfeeding/expressing space
- **Social & Food**: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs
- **Rewards & Recognition**: Competitive pay, referral bonuses, shout-out recognitions
- **Community Support**: Paid volunteer leave, diversity celebrations, company volunteer days
- **Career & Growth**: Advancement opportunities, higher education sponsorship, hackathons
Pay: $70,000.00 - $75,000.00 per year
Schedule:
- 8 hour shift
Work Location: In person
📌 Credit Risk Analyst
🏢 Lumi Financial Management
📍 Sydney