Key Credit Risk Professional
This position is pivotal in shaping credit policies and managing risk appetite across the business banking portfolio to ensure effective credit risk management.
To succeed in this role, you will need to have a strong understanding of regulatory frameworks and be able to develop and maintain credit risk policies that adhere to these guidelines.
* Develop and implement comprehensive credit risk policies that align with the company's overall strategy.
* Set and monitor risk appetite, ensuring that the credit portfolio is aligned with the company's business objectives.
* Collaborate with stakeholders to provide expert advisory support on credit decision-making.
* Oversee governance activities, including committee reporting, risk documentation, and compliance oversight.
Additionally, you will need to have excellent communication and interpersonal skills, as well as the ability to work independently and as part of a team.
Required Skills and Qualifications
The ideal candidate for this position will have:
* A minimum of 5 years of experience in credit risk management, preferably within business banking.
* Strong knowledge of policy-writing expertise, particularly in credit risk governance and underwriting for business banking.
* Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.
* Strong understanding of APS 220, APS 112/113, BCOP, and regulatory frameworks.
* Ability to work independently and as part of a team, with excellent communication and interpersonal skills.
Benefits
We offer a competitive salary and benefits package, including:
* Discounted health insurance.
* An additional rest day to support your wellbeing.
* An IMPACT Day to volunteer on approved sustainability activity.
At our company, we value individuality and celebrate success. We are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.