Credit Risk Analyst
IMB is seeking a motivated Credit Risk Analyst to provide analytical support across our lending portfolios, including Home Loans, Personal Loans and Commercial Loans. This role is integral in supporting the Credit Risk function and broader Risk teams in the maintenance and operation of IMB's risk management frameworks including risk controls, risk monitoring and reporting, and in strengthening risk practices and culture across IMB.
* Help promote, champion and support risk culture across the business
* Wollongong based with hybrid working options available
* Supportive team and culture with great career pathways
About the role
* Deliver analytical insights on portfolio performance and emerging risks
* Assisting in the preparation of credit risk reporting and monitoring for various forums and committees
* Monitoring and maintenance of credit data
* Ensuring the quality and integrity of that data and enhancing the credit data framework
* Helping in the monitoring of model performance and decision systems
* Working with the Risk team and other colleagues to improve risk practices for better business outcomes.
About you
This is the perfect opportunity in a Risk/Retail Bank environment with practical coaching, guidance and on the job experience provided to help accelerate your knowledge and skills in analytics, data and reporting. You'll gain further exposure to broader banking operations and to IMB projects that will further enhance your career progression and development.
* Strong analytical skills and attention to detail
* Advanced spreadsheet skills
* Ability to prioritise tasks and meet deadlines
* Strong written and verbal communication skills
* Ability to analyse data and present clear, structured reports
* Proactive mindset with willingness to learn and solve problems
* Business experience in analytics and reporting advantageous.
Why Join Us?
We are proud of our 145-year history helping members achieve their financial goals. As a member‐owned bank, we're focused on delivering great experiences, trusted service, and innovative solutions that make banking easier. An award‐winning and growing organisation, we've donated more than $13 million through our Community Foundation to over 1100 projects in the communities in which we live. Located in a state‐of‐the‐art Head Office in Wollongong, benefits include:
* Opportunity to develop strong credit risk and analytical expertise
* Exposure to enterprise‐level risk management frameworks
* Collaborative and supportive team environment
* Ongoing learning and professional development opportunities
* Paid parental leave
* Study assistance
* Product concessions.
Apply Now
If you're analytical, detail-oriented and eager to build your career in credit risk, we encourage you to apply by following the prompts. For further information, please contact Maria Rawle, Talent Acquisition Advisor -. Applications close 24th May 2026. Email applications cannot be accepted.
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