About this role
We are seeking an experienced Financial Analyst to join our team and support our Private Bankers in delivering exceptional service to high net worth clients.
The successful candidate will be responsible for undertaking financial analysis and assessing the risks/opportunities on new and existing commercial lending submissions, as well as assessing the risks associated with increases in client credit.
This is a challenging and rewarding opportunity for a skilled analyst who is passionate about delivering results-driven solutions to complex business problems.
Key responsibilities:
* Write, negotiate and manage commercial credit applications for new and existing clients
* Complete credit submissions and annual reviews to ensure timely delivery of decisions, documentation and funding to the client and accuracy of information
* Apply analytical skills to business problems and effectively communicate outcomes and recommendations
* Deliver exceptional customer service, client communication and engagement to support credit submission requests
* Undertake detailed analysis of client and industry specific information focusing on key financial drivers of each client to effectively meet their needs
* Prepare concise and well-reasoned credit correspondence
* Focused on quality, credit management and minimising credit and operational losses
* Audit and review team files to meet credit assurance standards
* Investigate credit policy framework and changes to support credit submission applications
Your skills and qualifications:
* Commercial lending experience (from either customer facing/sales or credit/analyst environment)
* Credit analysis training and demonstrated experience with ability to support deal structuring (desirable)
* Well-developed MS Excel skills and experience in performing financial analysis/modelling
* Tertiary qualifications in a business related discipline e.g. Banking, Commerce (desirable)
What we offer:
Our vision is to deliver outstanding personal service and trusted advice to high net worth and ultra-high net worth individuals who have the intention to invest or borrow at least AU$2.5million.
We are backed by superior research capabilities and the extensive resources of our Group, so we can help our clients achieve the best possible outcome.
We strive to provide a comprehensive range of solutions as well as market leading products and innovative investment opportunities.
We focus on quality, credit management and minimising credit and operational losses.
Our team is committed to delivering exceptional customer service, client communication and engagement to support credit submission requests.
We value integrity, professionalism and collaboration in all aspects of our work.
Our goal is to be the private bank successful Australians recommend.