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Credit analyst - figtree, wollongong nsw

Wollongong
Mortgage Choice
Credit Analyst
Posted: 15 April
Offer description

About Us

For over 30 years Mortgage Choice has been at the forefront of Australia's mortgage broking industry, and under the ownership of global property technology business REA Group, this doesn't change. Mortgage Choice has a network of over 1,000 brokers and more than 750 franchises nationally and remains one of Australia's most trusted and recognised brands.

Why choose us?

* Comprehensive training
* State of the art programs
* A fabulous team for you to join

Purpose of Role

To provide strong administrative and office support for the Broker as well as, assist the Broker in preparing loan applications including, but not limited to the following tasks:

- Prepare Lender Servicing calculators
- Conduct relevant Policy research
- Obtain lender specific Pricing
- Research and shortlist Lender and Product options

Duties:

In this role, you will also be responsible for:

* Liaising with Lenders and Clients during the application process
* Credit and lender policy adaptation
* Collecting all required documentation for the loan package
* Create a loan submission
* Submit files to lenders
* Ensure that approval falls within the established lending guidelines

Qualifications and Cognitive Competencies:

* Ability to interpret and analyze relevant data to diagnose issues, trends and emerging problems and initiating actions prior to the execution of tasks;
* Application of high level communication skills in identifying customer needs and presenting information to meet those needs
* Capacity to influence the customer through product and process expertise and knowledge of product characteristics that meet expressed customer needs

Business Skills and Experience:

* 2 + years experience in Loan Processing, Credit Analysis or related financial services field
* Demonstrated knowledge and skills in loan processing and credit assessment
* Experience in loan document preparation
* Strong written and verbal communication skills including the ability to communicate with people at different levels and setting realistic customer expectations
* Database and systems management skills
* Intermediate computer skills;
* Excellent customer service skills;
* Understanding of financial services (preferred)
* Tech Savvy - able to navigate new software
* Demonstrate a strong customer focus with a positive, can-do attitude
* Strong problem-solving skills

Personal Attributes:

1. Excellent interpersonal skills;
2. Excellent presentation
3. High level influencing skills, along with the ability to leverage opportunities and modify approach to best position ideas, overcome or minimize barriers and address unique needs and preferences of franchisees;
4. High level of self-confidence with considerable drive, energy and a sense of urgency;
5. Ability to anticipate, prioritize and deal with issues proactively and decisively, to ensure work is
completed within agreed timeframes;
6. Excellent time management skills and commitment to meeting deadline
7. A team player;
8. Strong achievement & results focus balanced with a long term approach
9. Resilience

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