About Many Rivers
Many Rivers is an Australian not-for-profit organisation providing microenterprise and community economic development support.
Inspired by Christian values, we work with people to overcome disadvantage, build thriving small businesses, and strengthen communities.
We've already supported more than 4,000 businesses across Australia and are growing our impact every year.
About the Role
As a Small Business Lending & Coaching Manager, you'll use your financial skills and relationship experience to help clients start, stabilise, and grow viable small enterprises.
You will:
* Assess and support business viability – guide clients through business planning, cashflow management, and financial literacy.
* Coach clients through the start-up journey – helping them make sound commercial decisions and build long‑term capability.
* Provide responsible lending support – assist clients with microfinance applications and loan management, applying sound credit principles.
* Build trusted relationships – engage with local business networks, Indigenous leaders, and community organisations to identify and support potential clients.
* Monitor and report on portfolio performance – using our CRM and established frameworks to manage business journeys and outcomes.
All tools of trade are provided, including a laptop, phone, and vehicle for regional travel. Intraregional travel is an essential part of the role.
Who We're Looking For
You'll bring a strong background in business, finance, or accounting — and a heart for helping people succeed.
You may have experience as:
* A business banker or commercial lender
* A small business accountant or advisor
* A branch or relationship manager in financial services
* A financial coach or enterprise development advisor
And you'll demonstrate:
* Sound understanding of small business finance, cashflow, and risk
* Excellent relationship and communication skills
* Commercial judgement and a practical, problem‑solving mindset
* Ability to work independently and travel across the region
* Empathy, patience, and respect for people from diverse backgrounds — including Aboriginal and Torres Strait Islander communities
Why Join Many Rivers
* Make a measurable difference – use your financial expertise to create jobs and independence for people who need it most.
* Work with purpose – help build stronger, self‑sustaining communities.
* Autonomy and flexibility – field‑based role with national team support.
* Professional development – structured onboarding, coaching, and annual conferences.
* Tools provided – vehicle, phone, laptop, and travel support.
How to Apply
Please submit your resume and a cover letter outlining your motivation and relevant experience.
Pre-employment checks will include a Criminal History Check, Equifax Check, and Working with Children/Vulnerable People Check (where applicable).
Many Rivers – Empowering people through enterprise.
Unlock job insights
* Are you an Australian Citizen or Resident or do you hold unrestricted work rights in Australia?
* Do you identify as Aboriginal/Torres Strait Islander? (please note this question is asked for diversity purposes only)
* Do you have any medical conditions or pre-existing injuries that may affect your ability to perform the inherent requirements of the role? Please also outline any current or prior workers compensation claims. (if you do not have any medical conditions or pre-existing injuries, or workers compensation claims to declare, simply indicate 'NIL').
* Have you been employed by Many Rivers previously?
* Are you currently or have you been a Many Rivers client?
* What are your Salary expectations (including superannuation)?
* What is your current notice period or when could you commence the role if successful?
* Do you hold any Directorships, secondary employment or have any conflicts of interest that you wish to declare?
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