We are a boutique brokerage specializing incommercial and SME lending, complex credit structures, and wealth creation strategies.
Our clients operate across Australia and include small businesses, investors, and professionals with non-standard or sophisticated finance needs.
About the Role
This is a hands-on opportunity for aCredit Analystto gain exposure to a broad range of lending scenarios, including:
Commercial and SME lending
Cashflow and asset finance
Development and property finance
Residential lending (standard and non-standard)
You will assist with credit analysis, financial assessment, and preparation oflender-ready submissions, working closely with brokers and lender credit teams to drive approvals through to settlement.
Key Responsibilities
Generate, input, and quality-check client data to maintain clean credit files
Analyse financial statements, cash flows, and working capital cycles
Build and review Excel-based financial and serviceability models
Assess PAYG and self-employed income, liabilities, living expenses, and CCR conduct
Run serviceability using lender calculators (DTI, NSR, LVR, buffers)
Prepare credit submissions outlining risks, mitigants, and recommended conditions
Ensure compliance with NCCP, Best Interests Duty, and AML/CTF requirements
Liaise with brokers, BDMs, valuers, and lender credit teams to progress deals
Skills & Experience
Bachelor's degree in Business, Finance, Accounting, Commerce, or similar
Strong Excel skills and financial analysis capability
High attention to detail and strong written communication skills
Ability to manage multiple files and deadlines
Exposure to commercial or SME lending
Experience with specialist or non-prime lenders
Understanding of development or property finance
Systems & Tools
Finsure Infinity
ApplyOnline / NextGen
Microsoft Excel & Office
CoreLogic RP Data
Equifax / credit reporting tools
What's on Offer
Competitive salary + performance bonus
Strong learning environment with exposure to complex credit
Clear career pathway intoSenior Credit Analyst or Brokerroles
Work with a high-performing, collaborative team
Your application will include the following questions:
Which of the following statements best describes your right to work in Australia?
How many years' experience do you have as a Credit Analyst?
Do you have experience using Microsoft Excel?
How many years' experience do you have with business lending?
Have you completed a qualification in finance?
Do you have credit collections experience?
Which of the following Microsoft Office products are you experienced with?
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