An entrepreneurial, high-growth financial services group is expanding its national footprint and seeking an experienced Commercial Credit Manager or Senior Credit Analyst to join its market-leading team. With an exceptional executive group and a culture built around innovation, pace and commercial thinking, this is a rare chance to step into a role with genuine influence, breadth and visibility.
If you're a credit professional who thrives in a dynamic environment, enjoys partnering closely with brokers and senior leaders, and wants to help shape a rapidly growing lending portfolio - you'll want to explore this.
The Opportunity
You'll join a forward-thinking credit team that partners directly with the Head of Credit, CEO, and senior leaders across the business. This role plays a pivotal part in assessing and structuring commercial lending solutions, including new products designed to unlock capital for SME customers via mortgage-secured and asset-backed facilities.
Your work will directly influence lending outcomes, credit quality, client experience and portfolio growth - all within an organisation that values judgment, initiative and continuous improvement.
Key Responsibilities
* Conduct end-to-end assessment of commercial, cash-flow and asset finance applications.
* Review financial statements, tax returns, cash-flow models and business structures to determine creditworthiness.
* Approve loans within delegated authority and prepare detailed recommendations for senior credit committee.
* Collaborate with brokers, accountants, BDMs and internal leaders to structure deals aligned to growth and risk appetite.
* Support ongoing refinement of credit frameworks, processes and operational efficiencies as the business scales.
* Contribute insights into industry trends, competitor movements and opportunities for portfolio expansion.
About You
* Background in commercial lending, business credit analysis or asset finance (bank or non-bank).
* Strong financial analysis skills — comfortable interpreting complex financials and SME cash-flow.
* Delegated lending authority (current or prior) highly regarded.
* Exposure to mortgage-secured or specialist/non-conforming lending advantageous.
* Confident communicator who enjoys partnering with brokers, referrers and senior stakeholders.
* Proactive, solutions-focused, and comfortable working at pace in a growing environment.
Why This Role Stands Out
* Work directly with a capable, respected leadership team.
* Join a business undergoing significant national growth with new product lines emerging.
* Genuine influence across credit decisioning, policy uplift and lending strategy.
* Broad exposure across commercial, mortgage-secured and asset-backed lending.
* Competitive salary, incentives, and company benefits.
If you're looking for a commercial credit role with real impact, autonomy and long-term growth - this is the one to explore. Please reach out to Haydn Furness at Perigon Group for a confidential discussion. Interviews & offer planned for prior to the Christmas break, please reach out or apply shortly.
*************@perigongroup.com.au
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