We are seeking a Credit Risk Specialist to evaluate loan applications and assess creditworthiness.
Key Responsibilities
* Evaluate loan applications, assessing the borrower's ability to repay loans based on credit history and other factors
* Collaborate with stakeholders to recommend or approve loans that align with our risk appetite
* Analyse credit reports, bank statements, and tax statements to determine the degree of risk involved in providing business loans
* Identify opportunities for process improvements and implement changes as needed
* Conduct credit assessments with borrowers where required
Requirements
* Strong understanding of credit analysis and risk assessment
* Excellent analytical and problem-solving skills
* Ability to work collaboratively with internal stakeholders
* Effective communication and interpersonal skills
* Bachelor's degree in Finance, Accounting or related field
Benefits
This role offers the opportunity to work with a dynamic team, develop your skills and expertise, and contribute to the growth and success of the organisation.