Direct message the job poster from Beforepay Group
Chief Commercial Officer at Beforepay (ASX:B4P) & Carrington Labs | Product, Strategy & Growth Executive
We are hiring an experienced Product Manager with deep expertise in lending and credit to oversee our loan management system along with other products. About Us Beforepay (ASX: B4P) is an award-winning fintech reshaping the lending landscape with ethical, affordable short-term credit products. We serve over 1.5 million Australians through our consumer brand and partner with lenders internationally through Carrington Labs, our B2B arm. Recognised as the Ethical Lender of the Year 2023 and a Deloitte Tech Fast 50 company, we are committed to setting a higher standard in financial services. About The Role We are seeking an experienced Product Manager to lead the evolution of our loan management system and lending core platform. You will own the full product lifecycle, working closely with engineering, compliance, marketing, support, and executive leadership. This role reports to the Chief Commercial Officer and requires deep expertise in credit, SaaS platform development, and regulatory compliance across multiple markets. Responsibilities
* Own the development and ongoing improvement of a robust, scalable, and compliant loan management system that supports both consumer and business lending.
* Translate complex lending workflows — including interest calculations, fee assessments, repayment schedules, and risk assessments — into clear, actionable product requirements.
* Partner closely with engineering to design a flexible, API-first architecture that enables integrations, drives operational efficiency, and supports commercial scalability.
* Work with compliance and risk teams to embed regulatory requirements into the product from the outset, ensuring the platform meets legal and risk management standards across all operating markets.
* Prioritise initiatives based on business outcomes — including revenue growth, risk mitigation, customer experience, and operational scalability — informed by customer insights, competitive intelligence, and financial metrics.
* Maintain a deep understanding of customer needs, particularly in loan servicing and repayment workflows, to drive platform improvements that deliver measurable value.
* Synthesise quantitative and qualitative data to identify product opportunities, break them into small, testable increments, and lead the squad in delivering rapid, iterative improvements.
* Act as the primary communicator of product vision, technical requirements, regulatory considerations, and business goals to all internal stakeholders, ensuring alignment and momentum across teams.
Requirements
* Deep Lending Expertise: End-to-end understanding of the lending lifecycle, including credit risk assessment, origination, servicing, collections, interest calculations, fee structures, and regulatory compliance. Able to translate complex financial workflows into scalable, system-supported solutions.
* Technical Fluency: Comfortable working with cloud-based SaaS platforms, multi-tenant architecture, API design, payment systems (disbursements, repayments, reconciliations), and core banking or lending engines. Able to partner closely with engineering on technical decisions.
* Outcome-Driven Product Management: Focused on delivering measurable business outcomes over shipping features. Skilled in identifying high-leverage opportunities that drive revenue growth, operational efficiency, and customer success. Familiar with frameworks like Outcome-Driven Innovation and Jobs to Be Done.
* Data-Led Decision Making: Able to design metrics frameworks tied to business goals. Skilled in analysing customer usage data, financial KPIs, risk metrics, and operational data. Proficient in using SQL or analytics tools to validate hypotheses and guide prioritisation.
* Risk and Compliance Awareness: Proactively identifies regulatory, credit, operational, and technical risks. Embeds risk mitigation strategies into product design rather than treating compliance as an afterthought. Comfortable navigating lending regulatory frameworks across markets.
* Strategic Commercial Mindset: Understands how lending products create value for the business. Prioritises work based on improving unit economics (default rates, repayment rates, cost to serve) and long-term sustainability.
* Leadership and Communication: Skilled in working across squads, legal, compliance, support, and leadership. Communicates clearly, framing decisions around customer needs, business value, and system integrity. Able to rally teams around a clear product vision.
What we can offer you
* High visibility in the company (if that’s your jam)
* Autonomy and ownership in your area
* An inclusive company culture that’s open to change
* A company with strong ethics and moral compass
* Kombucha and beer on tap, monthly company breakfast, monthly birthday celebrations, and more!
Seniority level
* Seniority level
Mid-Senior level
Employment type
* Employment type
Full-time
Job function
* Job function
Product Management and Marketing
Referrals increase your chances of interviewing at Beforepay Group by 2x
Sign in to set job alerts for “Product Manager” roles.
Sydney, New South Wales, Australia 2 weeks ago
Product Manager, 2025/2026 Intern Australia & New Zealand
Sydney, New South Wales, Australia 2 weeks ago
Sydney, New South Wales, Australia A$100,000.00-A$120,000.00 3 weeks ago
Silverwater, New South Wales, Australia 2 weeks ago
Sydney, New South Wales, Australia 2 days ago
Sydney, New South Wales, Australia 2 weeks ago
North Sydney, New South Wales, Australia 1 day ago
Sydney, New South Wales, Australia 1 day ago
Alexandria, New South Wales, Australia 1 month ago
Sydney, New South Wales, Australia 2 weeks ago
Blacktown, New South Wales, Australia 16 hours ago
Sydney, New South Wales, Australia A$100.00-A$140.00 3 weeks ago
Sydney, New South Wales, Australia 2 weeks ago
Sydney, New South Wales, Australia 2 weeks ago
Executive Product Manager, Secure Money Movement: Payments
Sydney, New South Wales, Australia 2 weeks ago
Associate Product Manager - Specialty Brands (12 month contract)
Macquarie Park, New South Wales, Australia 2 weeks ago
Sydney, New South Wales, Australia 2 weeks ago
Sydney, New South Wales, Australia 5 days ago
Sydney, New South Wales, Australia 1 day ago
Sydney, New South Wales, Australia 1 day ago
Sydney, New South Wales, Australia 2 weeks ago
Sydney, New South Wales, Australia 2 weeks ago
Chatswood, New South Wales, Australia A$150,000.00-A$200,000.00 1 day ago
Sydney, New South Wales, Australia 2 months ago
Sydney, New South Wales, Australia 3 weeks ago
Sydney, New South Wales, Australia 3 weeks ago
Sydney, New South Wales, Australia 3 days ago
Sydney, New South Wales, Australia A$160,000.00-A$200,000.00 2 weeks ago
Sydney, New South Wales, Australia 3 weeks ago
Sydney, New South Wales, Australia 1 month ago
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr