Credit Risk Specialist Job Description:
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We are seeking a skilled Credit Risk Specialist to join our team. The role involves assessing and managing the credit risk of clients and counterparties, conducting detailed credit reviews, market analyses, and providing recommendations to support investment and lending decisions.
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* Assist in completing periodic credit reviews of clients and investment counterparties.
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* Conduct jurisdictional reviews of market counterparties related to investments, informing stakeholders in Risk, Funding, and Markets Divisions.
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* Analyze and provide borrowing recommendations for new client requests.
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* Monitor and report on the markets and operating environments of clients and counterparties.
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* Recommend counterparty limits and support these with analysis.
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* Develop and maintain financial models, databases, and spreadsheets.
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* Complete management reporting on a weekly, monthly, semi-annual, and annual basis.
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* Support the Funding & Markets Division and other teams with quantitative assessments and debt-related advice for projects and credit papers.
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* Participate in client credit reviews, borrowing request evaluations, and provide credit advice to the Advisory Division.
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* Establish and monitor client lending covenants and credit limits.
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Required Skills and Qualifications:
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The ideal candidate will possess strong communication, financial, economic, industry, and statistical modeling skills, with attention to detail and good research/reporting abilities.
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A degree in commerce, economics, business, finance, or a related field is essential. 2 to 5 years of experience in credit, financial analysis, or project finance roles is also required. Strong analytical skills, including understanding of financial statements, ratios, risk assessment, and financial modeling, are necessary.
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Bonus points for those with experience in banking and finance, understanding financial markets, and experience with Power BI or willingness to learn.
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Benefits:
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This role offers opportunities for growth and development, and the chance to work with a dynamic team.
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As a Credit Risk Specialist, you will have the opportunity to develop your skills and expertise in a rapidly evolving industry.
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You will be part of a collaborative team that values innovation, creativity, and open communication.
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We offer a competitive compensation package, including salary and benefits.
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