Job Description
What's the role?
As part of the Regional Commercial & Agri team, your customer obsession, razor‐sharp credit analysis skills and strong industry insights will support new and existing lending for medium and larger family and corporate customers (up to $150m in debt). Partnering closely with Relationship Managers and Credit Managers, you'll meet with customers and their and advisers, and produce high‐quality written credit submissions, financial analysis and insights to inform prudent loan structuring and risk decisions.
Your key responsibilities include:
* Work collaboratively with Relationship Managers, Product Managers, Specialists and Credit Managers to assess, structure and progress a range of lending transactions
* Apply strong commercial judgement to balance customer needs with risk appetite, policy and responsible lending obligations
* Complete financial analysis, risk profiling and due diligence, and prepare clear credit papers and recommendations for approvals
* Support annual reviews, limit/expiry renewals and ongoing compliance activities (e.g., covenant monitoring, conditions subsequent and financial reporting)
* Play a critical role in protecting Westpac Group's assets by applying sound credit management practices and maintaining high quality documentation and file standards
* Supporting customers servicing and other needs alongside the Relationship Manager
Why join us?
We're obsessed with becoming our customers' #1 banking partner for life and we're looking for people who are passionate about helping us achieve that goal. In return, we're committed to making Westpac the best place to work in the country. Here are just a few of the ways we're already doing that:
* Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
* Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
* Tailored learning and development opportunities to help your grow your career within the bank.
* Lots of opportunities to 'give back' to the Community by getting involved in our many volunteering initiatives.
Create your future today
To get started, simply click on the APPLY or APPLY NOW button
We're all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.
If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website.
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