Key Responsibilities:
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1. Credit Assessment: Demonstrate knowledge and skills in loan processing and credit assessment.
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2. Loan Structuring: Analyse client information and present suitable mortgage options, explaining the features and benefits of each product.
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3. Lender Relationships: Maintain strong relationships with a wide range of lenders to access competitive mortgage products and rates.
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4. Application Management: Assist clients with completing and submitting mortgage applications, ensuring accuracy and compliance with lender policies.">
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5. Negotiation & Advocacy: Negotiate loan terms and conditions on behalf of clients, advocating for their best interests.
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6. Market Knowledge: Stay current with Australian mortgage market trends, interest rates, and regulatory changes to provide up-to-date advice.
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7. Compliance: Ensure all client interactions and transactions comply with industry regulations and ethical standards.
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8. Client Support: Provide ongoing support and communication throughout the mortgage process, addressing client inquiries and concerns promptly.
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9. Experience with systems like Broker Engine, FLEX and AOL.
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10. Proficient in mortgage processing software and Microsoft Office Suite.
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Requirements:
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11. 2-3 years of experience in mortgage broking as a credit analyst or equivalent.
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12. Minimum Qualification Certificate IV in Finance and Mortgage Broking.
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13. Excellent attention to detail, strong analytical and problem solving skills, and the ability to manage multiple tasks simultaneously.
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14. Exceptional written and verbal communication skills, with the ability to interact professionally with clients and stakeholders.
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About this Role:
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This is a mortgage broking role that involves credit assessment, loan structuring, and lender relationships. As a mortgage broker, you will be responsible for managing the client relationship from start to finish, ensuring accurate and compliant mortgage applications, and negotiating loan terms and conditions.
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The ideal candidate will have 2-3 years of experience in mortgage broking, a minimum qualification in finance and mortgage broking, and excellent communication and analytical skills. You should also be proficient in mortgage processing software and Microsoft Office Suite.
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We are looking for a dynamic and detail-focused individual who can build strong relationships with clients and lenders, and stay up-to-date with industry trends and regulations.
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